Financial Recovery Underwriter Sr

Huntington National Bank•Columbus, OH

7d•$70,000 - $140,000•Hybrid

About The Position

The Financial Recovery Underwriter Sr. is responsible for the evaluation and underwriting of identified loans to determine credit worthiness and compliance to Huntington lending policy. Duties and Responsibilities: Reviews and analyzes all customer financial information to ensure sound credit decisions are made. Documents the detail and requirements of loan decisions, including conditions to close. Effectively communicates and acts to resolve business lending issues. Completes decisions in a timely manner. Maintains knowledge of Huntington lending policies, risk rating requirements and compliance standards. Must be capable of working independently on larger, complex credit requests. Adheres to bank policies and procedures and complies with legal and regulatory requirements. Provides management team with mentorship support for other underwriters or credit analysts within designated group. Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor. Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis. Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility. Reviews and analyzes all customer financial information to insure sound credit decisions are made. Fully communicates and acts as a liaison to internal customers to resolve business lending issues and completes decisions in a timely basis. Performs other duties as assigned.

Requirements

Bachelor's Degree
5+ years of experience

Nice To Haves

Formal credit training
Excellent customer service skills, highly motivated, focused and goal oriented
Excellent written and verbal communication skills, including professional grammar and demeanor
Strong organizational skills with attention to detail, planning and follow-up
Ability to build and expand quality internal and external customer relationships

Responsibilities

Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
Documents the detail and requirements of loan decisions, including conditions to close.
Effectively communicates and acts to resolve business lending issues.
Completes decisions in a timely manner.
Maintains knowledge of Huntington lending policies, risk rating requirements and compliance standards.
Must be capable of working independently on larger, complex credit requests.
Adheres to bank policies and procedures and complies with legal and regulatory requirements.
Provides management team with mentorship support for other underwriters or credit analysts within designated group.
Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
Reviews and analyzes all customer financial information to insure sound credit decisions are made.
Fully communicates and acts as a liaison to internal customers to resolve business lending issues and completes decisions in a timely basis.
Performs other duties as assigned.