Financial Planner

Cape Cod 5 • Hyannis, MA

9d

About The Position

The Financial Planner will be the advisor responsible for creating financial plans working collaboratively with the Wealth Management account officers and reporting to the Senior Investment Officer, Financial Planning Manager.

Requirements

• Bachelor’s Degree required.
• CFP required.
• Minimum of 3 years of experience as a Financial Planner required.
• Demonstrated ability to create financial plans for clients.
• Ability to conduct seminars, network and participate in one-on-one meetings with prospects.
• Detailed knowledge of financial planning concepts and planning software required.
• Detailed knowledge of financial planning principles and implementation.
• Well-developed knowledge of the financial markets and the ability to communicate that knowledge effectively to clients and prospects.
• Strong knowledge and skill level of computer applications such as TrustDesk, Right Capital, eMoney, InvestEdge and a desire to learn new applications in support of departmental operations.
• Commitment to continuing education.
• Excellent interpersonal skills.
• Commitment to the highest fiduciary standards and customer service ethic that aligns with the Bank’s core values.
• Must have cyber security awareness to protect the digital environment, the Bank, and customers.

Responsibilities

• Provides advice to clients regarding financial planning related issues such as social security optimization, Roth conversions, college planning, long-term care, insurance, estate and gift tax administration, wealth transfer and fiduciary issues.
• Prepare client communications as needed.
• Develops financial plans for clients as part of department service standards.
• Conducts targeted planning analysis on specific wealth issues such as conversions, gifting, college funding, social security, estate, and tax.
• Initiate comprehensive planning including detailed cash flow analysis as needed.
• Supports planning education and training for other the department and the Bank.
• Acts as a Subject Matter Expert on planning software and vendor relationships.
• Maintain current knowledge and understanding of legal, tax and/or legislative changes that affect trust and investment activities.
• Must have knowledge of trustee responsibilities relative to investing trust assets, specific securities laws, OCC Regulation 9, FDIC regulations and relevant ethical issues.
• Performs all duties in accordance with prescribed regulatory compliance guidelines.
• Must understand the fundamental tenets of trust law.
• Participation in committees as needed and appropriate
• Provides any support necessary to promote and support the acquisition of new customers for the Bank.
• Assists in the education of Bank employees to encourage the identification and referral of qualified prospects to the department.
• Participates in meetings with prospects and clients to acquire new business for the Bank and aid in the retention of existing clients.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 251-500 employees