Financial Examiner (Banking)

State of North Carolina

21d • $60,000 - $130,000 • Hybrid

About The Position

The N.C. Office of the Commissioner of Banks (NCCOB) is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina. Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace. This posting is for mid-level Financial Examiners in our Banking Division. Position identifies, compiles, and organizes relevant data (financial or non-financial) to analyze and draw sound logical conclusions for work assignments or examinations of financial institutions with minimal-to moderate-risk profiles and/or structures.
Examiner positions require 50-75% overnight travel from your duty station, depending on your work assignment. Examiners work Monday-Thursday, 10-hour day schedule.

Requirements

• Good working knowledge of laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking.
• Experience in applying this knowledge in analyzing the financial records of banks and identifying areas of risk, material deficiencies, and violations of state and federal laws and regulations.
• Past experience in presenting, both orally and written, concise, comprehensive, and accurate findings of the bank's condition.
• Proficient in Excel, Word, and PowerPoint.
• candidate must possess a bachelor degree in a related field (banking, finance, business) and minimum of two courses of accounting AND at least two (2) years of RECENT professional experience in the banking industry, or an equivalent combination of education and industry experience.

Nice To Haves

• Prior experience in the regulatory oversight of financial institutions
• Completion of the FDIC Introduction to Examinations School or CSBS Certified Operations Examiner School, FDIC Financial Institution Analysis School or CSBS BANK Dynamics School, FDIC Asset Liability Management School or the FRB Principles of Asset Liability Management, and the FDIC Loan Analysis School or CSBS Credit Evaluation School.

Responsibilities

• identifying actual and potential issues that impact the institution's risk profile. Under the appropriate level of supervision, the individual is expected to recommend corrective action, which is based on acquired knowledge and observation of best practices in other institutions while maintaining confidentiality.
• demonstrates strong communication skills and is capable of conveying examination findings in oral and written form.
• exercises above average interpersonal skills and is capable of handling confrontational situations with bank management.
• responsible for serving in a leadership role, such as examiner-in-charge, asset manager or operations manager in banks with moderate-to- high risk profiles and increasingly complex structures. Additionally, examiners may serve in a leadership role on joint examinations with Federal regulators. May also serve as a coach to less-experienced examiners.
• Maintain strict confidentiality and discretion while conducting business. Financial examiners exercise sound judgment. Examiners work in a team environment and should be able to adapt to changing circumstances. We trust our employees to be self-motivated and successful in a hybrid work environment. Your duty station is your home, and examiners can reside anywhere in the state of NC.

Benefits

• Eligible state employees are entitled to comprehensive benefits, including a variety of leave options, professional development opportunities, insurance, and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level