Financial Crimes Senior Corporate Investigator

Truist Financial • Laurel, MD

126d • $80,550 - $84,500

About The Position

The Financial Crimes Senior Corporate Investigator participates in the end-to-end suspicious activity investigation and reporting process, which includes timely monitoring, identification, investigation, and reporting of suspicious financial and/or fraudulent activity, such as money laundering, terrorist financing, and fraud. The Corporate Investigations (CI) team develops and implements automated transaction monitoring rules and processes to identify potentially criminal behavior, investigates suspicious financial activity, and files suspicious activity reports (SARs) with the Financial Crimes Enforcement Network (FinCEN) as necessary. This role is critical in ensuring compliance with the Bank Secrecy and USA PATRIOT Acts, as well as regulations from the Treasury's Office of Foreign Assets Control (OFAC). The Senior Investigator plays a key role in the enterprise-wide suspicious activity monitoring and reporting process within the BSA/AML function.

Requirements

• College Degree or equivalent education, training, and work-related experience.
• Six years of banking, financial industry, or related experience, preferably in a branch, audit, compliance, or commercial lending capacity.
• Strong knowledge and experience with BSA regulations and compliance requirements.
• Thorough knowledge of risk indicator trends in money laundering and terrorist financing.
• Strong analytical and critical thinking skills.
• Strong investigative research and documentation skills.
• Excellent verbal and written communication skills.
• Ability to work in a high-stress, fast-paced environment.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office.
• Ability to work independently.

Nice To Haves

• Master's degree in Business or related field.
• Eight years of experience in investigation, law enforcement, or commercial lending.
• Experience with BSA transaction monitoring or case management applications.
• Knowledge of SAR filing requirements.
• Strong practical or management experience in investigative functions related to BSA/AML laws.
• Certified Regulatory Compliance Manager (CRCM) or Certified Anti-Money Laundering Specialist (CAMS).

Responsibilities

• Conduct timely, comprehensive investigations of customers using various information sources.
• Analyze customer transaction activity to ascertain legitimacy and ensure it aligns with the nature of the business.
• Communicate analysis results to CI leadership, including conclusions and recommendations.
• Act as a point of contact for BSA and fraud-related questions and support.
• Support the development and maintenance of internal process manuals.
• Conduct link analysis, data mining, and analytics.
• Utilize various research and transaction monitoring tools.
• Provide information for regulatory and analytical reports.
• Maintain knowledge of applicable BSA/AML laws and regulations.
• Participate in BSA/AML training to stay updated on laws and regulations.
• Maintain awareness of national and world events and industry trends.

Benefits

• Medical, dental, and vision insurance.
• Life insurance and disability coverage.
• Accidental death and dismemberment insurance.
• Tax-preferred savings accounts.
• 401k plan.
• At least 10 days of vacation and 10 sick days per year.
• Paid holidays.
• Potential eligibility for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree