Financial Crimes Investigator

Tbk Bank, Ssb • Dallas, TX

311d

About The Position

The Financial Crimes Investigator will be a member of the Enterprise Risk and Compliance Team and report directly to the Financial Crimes Investigations Manager. This job has no supervisory responsibilities.

Requirements

• Bachelor's degree (B.A.) preferred.
• One - two years related experience and/or training; or equivalent combination of education and experience.
• Strong writing, analytical, and communication skills, and must be able to multi-task and complete projects on time.
• Organized, detail-oriented, self-starter with the ability to work independently or in teams, without supervision.
• Strong Technical Skills and proficiency in launching applications and maneuvering in a Windows based environment.
• Proficient in spreadsheet (formula usage and pivot tables) and database reporting applications; Microsoft Office Suite/internet navigation skills including proficiency with internet search engines.
• Ability to understand and analyze specific transactions and trends within customer accounts.
• Fundamental knowledge of general banking principles, philosophies, and operations.
• Ability to establish and maintain effective work relationships both internally and externally.
• Ability to adjust to a rapidly changing environment.

Responsibilities

• Monitors quality control of frontline negotiable instruments in preparation for trend analysis
• Decisions assigned enterprise-wide transaction monitoring, inclusive of Unusual Activity Referrals, and sanctions alerts according to BSA/AML Department procedures
• Investigates transactions/scenarios/customer behavior and financial patterns in accordance with BSA/AML Department procedures for potential SAR filings
• Collaborates with other lines of business on Dynamic Risk Scoring research
• Updates risk mitigation data/tracking as applicable
• File maintains customer risk score updates (High Risk customers, Money Service Businesses and Independent ATM Owner/Operators)
• Reviews Cashier's Checks Issued Not Paid reports
• Maintains 314(a) documentation
• Drafts SAR narratives in accordance with BSA/AML Department procedures for standard financial crime typologies
• Participates in BSA/AML/CIP/OFAC quality control reviews, audits, and exams by compiling requested items and producing various reports
• Successfully completes foundational BSA/AML training and/or certification within 30 days of hire
• Participates in meetings necessary to promote efficiency and prioritizing of tasks across the Enterprise Risk Management Team
• Provides BSA/AML Back Office Support for the Retail line of business
• Partners with various lines of business in an effort to fully understand customer relationships
• Maintains a current understanding of BSA/AML money laundering and terrorism financing issues
• Maintains strict confidentiality over customer information
• Completes Enhanced Due Diligence reviews in accordance with BSA/AML Department procedures to include: Analysis of transactional patterns, Review of applicable beneficial ownership, Negative news search, Risk conclusion narrative

What This Job Offers

• Job Type: Full-time
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree