Financial Crimes Investigator I

Univest Financial Corporation•Souderton, PA

12h•Hybrid

About The Position

Join Univest as a Financial Crimes Investigator and put your investigative mindset to work where it matters most, protecting our customers and our communities. In this Financial Crimes Investigator I role, you’ll review transaction-monitoring alerts, identify emerging risk patterns, and help determine when activity warrants escalation and SAR filing, all within a collaborative, compliance-driven environment. Please note: This position is based in Souderton, PA, and will transition to a hybrid schedule after the initial training period.

Requirements

Bachelor’s degree in Criminal Justice, Business Administration, Accounting, or Finance and/or up to two (2) years of prior banking or Financial Crimes Compliance experience, preferably in a BSA/AML or fraud capacity
Highly analytical with strong written and verbal communication skills
Highly organized with a high level of attention to detail, an ability to follow tight regulatory guidelines and ‘think out of the box’
Ability work independently and effectively manage time with minimal supervision
Proficient in Microsoft Office applications (Excel, Word, etc.)

Responsibilities

Review and reconcile Currency Transaction Reports (CTRs) submitted by the bank’s Financial Centers ensuring all reports are complete, accurate, and filed in accordance with regulatory expectations
Conduct CTR Exemption annual reviews and make recommendations regarding which customers qualify for exemptions
Review various reports related to Customer Identification Program (CIP), Know Your Customer (KYC), Office of Foreign Asset Control (OFAC), Beneficial Ownership, and the sale of monetary instruments
Assist the BSA/AML Supervisor in performing Periodic Risk Reviews of the Bank’s higher risk customers
Conduct customer investigations upon receipt of third-party inquiries such as 314(b) information sharing requests, Grand Jury Subpoenas, Search Warrants, etc.
Assist with performing Enhanced Due Diligence (EDD) and conduct regular on-site visits of higher risk customers including but not limited to money service business and customers with privately owned ATMs to obtain a thorough understanding of the entity, their transactions, and patterns of activities
Conduct Beneficial Ownership reviews to ensure complete and accurate information is collected in accordance with FinCEN’s final rule on customer due diligence
Identify opportunities to improve the effectiveness and/or efficiency of policies, procedures and/or processes and make the appropriate recommendations to management
Follow all BSA policies and procedures with your work aligning with the best practices for a complex financial institution
Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.
Perform other duties as assigned.

Benefits

Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
Paid Time Off (PTO): 15 days annually (prorated your first year)
Short Term Disability: 12 weeks of sick time with a doctors note after 6 months of service
Holiday Time Off: 11 paid holidays
We offer company paid life insurance: as well as other supplemental insurances
Tuition reimbursement
Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
Discounts: on loan products
Professional development trainings