Financial Crimes BSA/AML Investigator - Data Analytics and Intelligence

Regions Bank•Hoover, AL

About The Position

At Regions, the Secrecy Act (BSA)/Anti-Money Laundering (AML) Investigator completes thorough BSA/AML investigations of potentially suspicious activities including money laundering, terrorist financing, fraud, and other financial crimes. Associates at this level are considered analytical or procedural experts capable of making and supporting difficult decisions and making suggestions for overall process improvements, when necessary. The Day-to-day focus of this role is on resolution of complex problems or transactions, where expertise is required to interpret against policies, guidelines, or processes.

Requirements

Bachelor’s degree and five (5) years of Financial Crimes/BSA/AML, financial investigations or loss prevention/fraud experience
Or High School Diploma or GED and nine (9) years of Financial Crimes/BSA/AML, financial investigations or loss prevention/fraud experience
Advanced knowledge of Private Banking, Wire Transfers, BSA/AML, OFAC, and FinCEN related laws and regulations
Advanced knowledge of AML laws (e.g. USA Patriot Act), regulations (e.g. Federal, SEC, FINRA), and their applications to the supported products/LOBs
Experience with search engines, open-source data, case management systems, databases, and similar automation platforms
Ability to manage multiple priorities
Ability to work under pressure and meet deadlines
Familiarity with the Bank's mainframe systems and applications
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
Strong attention to detail and accuracy
Strong decision-making and problem-solving skills
Strong interpersonal and negotiation skills
Strong presentation skills are an asset
Strong verbal, written communication, and organizational skills
OSINT analysis — collecting, validating, and synthesizing intelligence from publicly available sources (web, social media, dark web, government records, geospatial data).
Data mining & pattern discovery — extracting insights from large, unstructured datasets using automated and manual techniques.
Threat intelligence — identifying emerging risks, adversarial behavior, fraud patterns, or geopolitical developments.
Investigative research — conducting deep‑dive investigations into entities, networks, digital footprints, and behavioral patterns.

Nice To Haves

Bachelor's degree in Business, Criminal Justice, Finance, or other related field
Advanced financial investigations experience in Financial Crimes/BSA/AML, fraud, law enforcement, or corporate security
Previous experience in other FCU BSA/AML areas is a plus
Experience analyzing complex customer financial activity
Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), or other applicable certifications

Responsibilities

Performs a variety of highly complex investigative functions to assist BSA/AML with compliance of all Anti-Money Laundering program requirements
Takes responsibility for investigating suspicious activity, reporting money laundering, terrorist financing, and other illicit activities
Prepares comprehensive detailed narratives summarizing the analysis of investigations and reviews all cases for completeness and accuracy
Determines whether a suspicious activity report (SAR) is required to be filed
Ensures compliance with approved policies and procedures related to BSA/AML including case documentation
Offers advice and guidance to junior investigators, assisting in the development of necessary skills and the promotion of continuous improvement initiatives
Leads projects that contribute to workflow or process change and redesign
Quickly and confidently identify trends and patterns of activity which fall outside the bank’s collected EDD/KYC records
Identify trends and changes in financial activity indicating fraud or money laundering
May work with local and federal law enforcement partners for case resolution