Financial Crimes Analyst I
About The Position
Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate. We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity. Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do. Role Description: The Financial Crimes Analyst I will be responsible for conducting investigations into suspicious activity of our core banking clients and Fintech partnerships.
Requirements
- Have at least 1-2 years of banking BSA experience with another financial institution or with another fintech.
- You are a self starter who is able to be a part of a deadline driven department
- Bring an analytical mindset with the ability to process, solve, and answer most complex client transactions, problems, and inquiries due to fraudulent activity.
- Bring strong communication skills to work with all Lead Bank departments.
- Are curious, have humility, are open to learning and approach your work with a growth mindset
- Thrive working in a fluid environment with high autonomy
- Love to collaborate to get to the best, most efficient outcome
- Embody the growth mindset and bring a self-driven and self-starter mentality to your work
Responsibilities
- Research and review possible suspicious activity reported by bank staff.
- Process, solve and answer some client transactions, problems, and inquiries
- Be responsible for working daily, weekly, and monthly alerts generated by Lead Banks BSA software
- Complete Suspicious Activity Reports (SARs) to ensure they are properly documented with related narrative and thorough case documentation, including but not limited to, customer statements, due diligence documents, transaction images
- Assist in the filing of Currency Transaction Reports (CTRs) as needed
- Assist in training of BSA Specialist as requested
- Maintains proficient knowledge of applicable compliance statutes, regulations and interpretations, including but not limited to, the Bank Secrecy Act, USA PATRIOT Act and OFAC
- Perform other duties as assigned
Benefits
- Competitive compensation based on experience, geographic location, and role
- Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
- Paid parental leave
- Flexible vacation policy, including PTO and paid holidays
- A fun and challenging team environment in a dynamic industry with ample opportunities for career growth
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
Number of Employees
101-250 employees
