Financial Crimes Alert Anlyst

Ameris Bank

1d•Onsite

About The Position

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. They serve customers in locations across the Southeast, Mid-Atlantic and nationwide through extensive digital offerings and a mobile app. The company values integrity, ingenuity, inclusivity, and collaboration, fostering an environment that prioritizes continuous improvement and diverse perspectives. Teammates have access to Employee Resource Groups. This role is responsible for performing assessments of alerted activity, playing a key role in identifying unusual activity, and performing other projects and duties as assigned.

Requirements

Computer literacy and proficiency in Microsoft Office suite
Working knowledge and understanding of BSA/AML rules, laws and regulations including the USA PATRIOT Act
Sound oral and written communication skills
Sound critical thinking ability
Sound analytical, problem solving and organizational skills
Detail oriented
Ability to be a self-starter
Ability to build relationships
2+ years of direct AML experience
CAMS certification (ACAMS)
High school diploma or GED required
Bachelor’s degree or equivalent of education and related training or experience required

Nice To Haves

Working knowledge of a bank operating environment and applicable systems preferred

Responsibilities

Perform assessments of alerted customer activity generated from transaction monitoring software
Ensure timely identification and escalate unusual activity
Analyze customer activity to make independent judgements of whether the activity is unusual and requires escalation
Draft reports and documenting analysis in a logical manner that sufficiently supports decisions
Work with front line staff to obtain any information that would be helpful during the alert assessment and analysis
Apply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity
Understand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risks
Stay current with money laundering and terrorist financing behaviors, trends, patterns and typologies
Stay current with rules, laws and regulations
Maintain attention to detail