Financial Crime Specialist (SAR Reporting)

Wise•Austin, TX

4d•$65•Hybrid

About The Position

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . We’re looking for a Financial Crime Specialist (SAR Reporting) to join our Austin, TX team and help protect millions of customers around the world. If you’re passionate about financial crime prevention, eager to grow in a dynamic and international environment, and ready to make a real impact — we’d love to have you on our team. Your mission: to safeguard our customers and Wise by detecting and reporting suspicious activity. Along the way, you’ll build deep knowledge in financial crime investigations, typologies, and SAR reporting — all while contributing to a fast-growing global fintech that’s making money movement fairer and safer for everyone. You would play a crucial role in supporting the organization’s efforts to detect, prevent, and report money laundering activities and ensure compliance with AML and sanctions regulations. This entry-level position provides an excellent opportunity to develop skills and gain experience in financial crime compliance and AML operations.

Requirements

Language: you must be able to communicate clearly and professionally in verbal and writing, in English. Other languages are a plus.
Experience: previous experience in a financial crime-related field (AML, fraud, high risk customer reviews) is a must. We are open to candidates who are highly detail-oriented, willing to learn, and have transferable skills.
Strong attention to detail: ability to handle routine tasks with high accuracy and maintain consistency in work product, even under pressure.
Analytical skills: ability to analyze financial transactions, identify patterns, and make informed and well reasoned decisions based on different risk indicators. You have to demonstrate inquisitive mindset and meticulous attention to detail.
A strong process-oriented and efficiency-driven mindset.
Communication: strong written and verbal communication skills, particularly for writing reports.
Adaptability: ability to effectively adapt to procedural changes in a fast paced environment.
Time management: ability to work effectively under tight deadlines and manage multiple priorities with precision and accuracy.
Ethical integrity: a strong understanding of the importance of confidentiality and the ethical considerations in financial crime investigations.

Responsibilities

Review and analyse customer accounts and transaction patterns to identify unusual or suspicious activity, and to detect potential red flags related to money laundering, fraud, or other financial crimes.
Efficiently draft and submit financial crime investigation reports to FinCEN.
Ensure that all necessary details are accurately documented and the reports are detailed to meet the compliance requirements.
Ensure reports are thoroughly documented and adhere to applicable regulatory guidelines.
Maintain knowledge of applicable anti-money laundering laws & regulations, including the BSA, The Patriot Act, U.S. Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements.
Work closely with other operational compliance departments to ensure that suspicious activities are properly investigated, documented and escalated.
Stay up-to-date on financial crime regulations, FinCEN advisories and other best practices, and the reporting requirements.
Have a good understanding of different country risks, and typologies across the region.
Safeguard sensitive information, ensuring all reports and documentation are handled with the highest level of confidentiality and integrity.
Coordinate responses and requests pursuant to Section 314 of the USA PATRIOT Act.
Participate in training and upskilling sessions and remain knowledgeable about emerging trends and tools in financial crime detection.
Develop and maintain productive and professional working relationships across teams, contributing to a positive and collaborative team environment.
Contribute to a forward-thinking environment by actively evaluating and providing critical feedback and human oversight for AI-driven tools.