Financial Crime Risk Senior Investigator -Intelligence & Emerging Risk Investigations

TD • Lexington, SC

11d • Hybrid

About The Position

Our team currently operates under a primarily offsite work model, employees must be available to come into a TD location for "moments that matter" at a frequency determined by the business. FCRM Investigations is responsible for investigations of complex anti-money laundering, counter-terrorism finance, and insider risk matters resulting from law enforcement referrals, proactive initiatives, 314a/314b, and internal referrals. This Financial Crime Risk Senior Investigator will be a part of the Digital Assets and Cyber Enabled Crime Team. Depth & Scope: Investigates criminal cases ranging from simple to complex in nature Sound knowledge of Bank products, systems, policies and procedures Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends Manages programs/projects/ initiatives of low to moderate scope and complexity Expert level professional role requiring in-depth knowledge/expertise in own field of specialty and working knowledge of broader related areas Integrates the broader organizational context into advice and solutions within own area Understands the industry, competition and the factors that differentiate the organization Impacts a range of functional programs across own and related teams Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels Builds stakeholder alignment in leading projects and activities Works independently as the senior technical lead and guides others within area of expertise Identifies and leads problem resolution for complex issues at all levels

Requirements

• Undergraduate degree or equivalent work experience
• 5+ years of experience
• Sound knowledge of Bank products, systems, policies and procedures
• Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
• Strong analytical and problem-solving skills.
• Ability to work independently and as part of a team, with a high level of integrity and attention to detail.
• Excellent written and verbal communication skills, with the ability to present findings clearly and concisely.

Nice To Haves

• Bachelor’s or Master's degree in cybersecurity, cyber crime, intelligence, international studies, criminal justice, forensic accounting, data analytics, or a similar focus.
• Experience with blockchain analysis and blockchain analytics software such as Chainalysis, TRM Labs, Elliptic, etc.
• Relevant Industry certifications such as CAMS, CFE, CRC, CISC, TRM-CI, CCAS, etc.
• Experience conducting intelligence collection or investigations into activities involving cryptocurrency or cyber enabled crime (e.g. Darknet Markets, Ransomware, Money Laundering, Counter Terror Finance, Drug Trafficking, Fraud/Scams, etc.)
• Strong knowledge of financial crime typologies and AML regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC requirements
• Experience leading or supporting investigative projects; strong project management skills a plus.
• Experience leveraging data analytics to identify trends, anomalies, or support investigative findings related to financial crimes.

Responsibilities

• Conducts a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime
• Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats
• Assesses and prioritizes files and investigates assigned cases ensuring proper protocols are in place and effectively applied
• Works effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure
• Conducts investigations in a professional and timely manner
• Identifies and communicates procedural weaknesses to businesses
• Identifies industry and typologies risk and trends for respective program areas and shares knowledge with appropriate stakeholders
• Maintains and establishes working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposes
• Applies sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate
• Leads workstream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies
• Evaluates the effectiveness of processes/services and recommends/champions possible enhancements
• Recommends improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders
• Plans and delivers efficient and cost-effective processes that support and promote the implementation of programs
• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
• Adheres to enterprise frameworks or methodologies that relate to activities for respective business area(s)
• Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
• Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
• Runs analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Benefits

• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees