Financial Crime Risk Lead Investigator US - Subpoena Investigations

TD • Mount Laurel Township, NJ

4d • $91,000 - $145,600 • Hybrid

About The Position

As a Financial Crime Risk Lead Investigator, you will be required to be the forefront of high-profile BSA/AML investigations, collaborating closely with law enforcement on complex financial crime cases. You'll be leading efforts, ensuring quality control and compliance, presenting to executive leadership and regulators, acting a mentor to train others, and providing support to Senior Managers and above. Additionally, the Financial Crime Lead Investigator will conduct end to end investigations of complex/high risk cases related to potential money laundering, terrorist financing and other illicit financial crimes, by analyzing transactional activity and Know Your Customer (KYC) information, mitigating associated red flags, documenting all appropriate evidence, filing necessary regulatory reports and also including determination of potential relationship exit, on a as needed basis. This role requires a deep understanding of AML regulations, strong writing and analytical skills, and the ability to present with internal and external stakeholders.
Our team currently operates under a primarily offsite work model, employees must be available to come into a TD location for "moments that matter" at a frequency determined by the business. Candidates that live within a 50-mile radius of a TD AML Hub location is strongly preferred.

Requirements

• Undergraduate degree or equivalent work experience
• 7+ years of experience
• Advanced knowledge of Bank products, systems, policies and procedures
• Advanced knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
• Manages programs/projects/ initiatives of moderate scope and complexity
• Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area.
• Understands the industry, competition and the factors that differentiate the organization

Nice To Haves

• 10+ years of AML investigations experience with high profile cases related to terrorist financing or Ponzi Schemes
• A Bachelor's degree is preferred and CAMS or similar certification is a plus
• Experience working directly with law enforcement agencies like the FBI or DEA
• Strong verbal communication skills and ability to present findings to executive leadership and regulators
• Prior experience writing Suspicious Activity Reports (SARs) is preferred
• Proficiency in PowerPoint and strong writing skills

Responsibilities

• Leads a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime
• Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats
• Assesses and prioritizes files and investigates assigned cases ensuring proper protocols are in place and effectively applied
• Works effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure
• Conducts investigations in a professional and timely manner
• Identifies and communicates procedural weaknesses to businesses and ensures processes for remediation are in place such as following up for corrective action where applicable
• Identifies industry and typologies risk and trends for respective program areas and shares knowledge with appropriate stakeholders. This may include working with law enforcement and others in the judicial system
• Maintains and establishes working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposes
• Applies sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate
• Evaluates the effectiveness of processes/services and recommends/champions possible enhancements; may create new processes
• Establishes escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders
• Plans and delivers efficient and cost-effective processes that support and promote the implementation of programs
• Conducts internal and external research projects; supports the development/delivery of presentations/communications; may deliver presentations to management
• Ensures a high level of service by setting clear service standards and measuring effectiveness
• Supports the annual planning cycle; confirms quarterly forecast amounts (invoices and estimates) for quarterly budget lockdown
• Adheres to enterprise frameworks or methodologies that relate to activities for respective business area(s)
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
• Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
• Runs analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Provides thought leadership and/ or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Leads or participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Benefits

• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees