Financial Crime Risk Business Oversight Specialist

TD Bank • Mount Laurel Township, NJ

110d • $86,840 - $139,360 • Remote

About The Position

The Financial Crime Risk Business Oversight Specialist acts as key business oversight lead and provides expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic direction. The role involves coordinating with other FCRM groups such as Sanctions, Control groups, and various Retail banking business groups. The specialist will act as a trusted advisor, identify business segment FCRM product, customer, geographic, operational, and strategic risks, mitigants, and control improvements, provide effective challenge, manage remediation of regulatory findings, and perform targeted risk reviews of products/services, customers, and operations.

Requirements

• Undergraduate degree or equivalent work experience.
• 7+ years experience in the financial crime risk management field.
• Technical knowledge of BSA/AML, risks and controls, and experience in the Banking industry.
• Experience in performing targeted risk reviews of products/services, customers, and operations.
• Excellent leadership, project management and stakeholder communication skills.

Nice To Haves

• Financial crimes industry certifications such as Certified Anti-Money Laundering Specialist (CAMS) or Certified Financial Crime Specialist (CFCS).

Responsibilities

• Provide expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses.
• Proactively advise covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulate the impact to their processes and controls.
• Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs.
• Guide and partner with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs.
• Escalate and manage to resolution significant issues and events.
• Represent FCRM on internal or external committees relating to designated business activities as required.
• Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis.
• Actively assist in developing and overseeing implementation of business line policies and procedures.
• Collaborate with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses.
• Ensure respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities.

Benefits

• Base salary and variable compensation/incentive awards.
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off including Vacation PTO, Flex PTO, and Holiday PTO.
• Banking benefits and discounts.
• Career development opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree