Financial Coach - Philadelphia

Compass Working Capital•Philadelphia, PA

4h•$52,000 - $59,750•Hybrid

About The Position

The Financial Coach is responsible for delivering high-quality, client-centered financial coaching services that align with Compass Working Capital’s mission to advance financial mobility and equity. This role involves working directly with clients to provide personalized financial coaching, goal setting, and action planning to help them build assets, improve credit, and achieve long-term financial success.

Requirements

2-3+ years of relevant work experience.
Commitment to Compass’s mission and values, with a passion for advancing financial mobility, equity, and working with families with low incomes.
Cultural humility: openness to and respect for others’ cultures, identities, and lived experiences.
Interest in and willingness to obtain professional certifications to enhance knowledge base and financial coaching and counseling skills, such as Accredited Financial Counselor (AFC) or Certified Financial Planner (CFP).
Strong written and verbal communication skills, including the ability to explain complex information in plain language.
Ability to fulfill in-person job duties as required for client appointments and/or travel to on-site events to support outreach and engagement efforts, as needed.
Approaches all client interactions with an open mind and commitment to understanding their unique needs and experiences.
Strong interpersonal skills with the ability to establish and build trusting relationships with clients and colleagues.
Ability to identify challenges, formulate solutions, and implement changes by drawing on expertise and input from others.
Excellent organizational skills with the ability to prioritize tasks, manage time effectively, and meet deadlines.
Comfort using technology and systems to monitor, track, and manage work needs.

Nice To Haves

Proficiency or fluency in Haitian-Creole, Cantonese, or Spanish.
Prior experience working with communities and families with low-income.
Prior experience providing coaching, counseling, or mentoring.
Professional experience, education, or certification in finance (e.g. AFC, CFP).

Responsibilities

Provide personalized financial coaching across key areas: income growth, credit building, debt management, savings, and long-term asset building.
Conduct in-depth assessments of client goals and financial situations to develop actionable and customized plans to achieve goals, build assets, and increase financial capabilities.
Partner with clients to achieve their financial goals by delivering professional, culturally proficient, accessible, and non-judgmental guidance. Ensure clear communication of financial action plans, recommendations, and program requirements.
Build and maintain strong, empathetic relationships with clients, supporting them throughout their journey with proactive follow-ups to address challenges and track progress.
Identify and integrate community resources and referrals based on client needs and goals to enhance client outcomes.
Document client outcomes, challenges, and success stories to support program development and inform improved service delivery.
Maintain a flexible schedule, providing at least one evening per week and some weekend availability (based on your preference and client needs), to support appointment and communication availability for working families.
Proactively manage client portfolio and calendar to meet coaching metrics and deliver exceptional client service.
Support outreach and engagement of clients in the program to highlight the benefits of financial coaching during events, info sessions, and other outreach activities, as needed.
Accurately document and manage client information, including maintaining data in client management systems, meeting organizational standards.
Perform timely and error-free data entry, ensuring compliance with agency and regulatory protocols.
Safeguard confidential client information with strict adherence to organizational security protocols.
Build and maintain current knowledge of financial content and coaching practice through continuing education, workshops, and training to improve coaching effectiveness, including pursuit of professional certifications.
Stay informed about the organization's core programs and ensure integration of these elements into coaching practices to provide tailored support to clients.

Benefits

Healthcare: medical, dental, vision: Compass covers up to 80% of employee premiums and 80% for dependents. There is no waiting period to enroll in health insurance.
Retirement plan 401(k) & 3% match
Parental Leave: Employees who have been employed for at least three (3) months are eligible to take up to 12 weeks of unpaid leave. Employee must be with the organization for six (6) months to receive up to twelve (12) weeks of full pay from the organization.
Life insurance & disability insurance
Paid time off: Employees receive up to 36 Wellness days and 8 holidays per calendar year, plus the final week of the calendar year off as an organizational-wide holiday. All employees enjoy a two-hour early closure starting the Friday after Memorial Day through the week of Labor Day.
Flexible Spending Account (FSA)
Dependent Care Flexible Spending Account
Professional development & certification
Pre-tax commuter benefits
Employee Assistance Program (EAP)
Office closed every Friday in August and the final week of calendar year
Equipment: $200 one-time stipend for work from home expenses
Internet Reimbursement: Up to $40 per month for personal internet expenses