Financial Analyst

Guardian Credit Union • Prattville, AL

12d

About The Position

Major Duties and Responsibilities

Maintains and enhances databases by entering, verifying, validating, and
backing up data; reconciles transactions by reviewing, comparing, and
correcting discrepancies.
Inputs credit union data for financial modeling; maintains models through
regular review, updating methodologies, and ensuring accuracy of both data
inputs and outputs.
Prepares periodic financial and management reports for senior leadership and
the board of directors; evaluates report findings and provides actionable
recommendations.
Identifies and monitors trends across reporting, modeling, and financial
markets; interprets data, evaluates methodologies, and develops insights that
inform strategic decision‑making.
Conducts comparative and variance analyses to recommend operational or
financial improvements; reviews proposed changes in processes, methods, or
materials, coordinating information requirements across teams.
Collaborates with cross‑functional teams to support organizational goals and
drive alignment across financial, operational, and strategic initiatives.
Improves financial performance by creating process efficiencies through
automation and providing actionable recommendations to management and senior
leadership.

Must comply with applicable laws and regulations, including but not limited to,
the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Knowledge and Skills
Experience
1+ years of similar or related experience; or equivalent combination of
education and experience. General understanding of interest rate risk and
liquidity risk and approaches to quantifying and modeling these risks required.
Experience with quantitative models used for risk management, including ALM and
liquidity risk management preferred.

Education/Certifications/Licenses
Bachelor’s degree (B. A.) in Finance, Accounting, or Economics

Other Skills
Knowledge of accounting principles generally accepted in the United States of
America, basic characteristics of financial assets and liabilities, and basic
statistical analysis. Ability to work standard personal computers (including
peripheral equipment), ten-key calculator, typing 30-40 words per minute, view a
computer terminal for varying periods of time, and to learn and retain the
proper use of office equipment, including facsimile machines and photocopies.

Must be able to work with various PC software. Strong ability to read, analyze
and interpret financial reports and legal documents; performs complex
calculations; effectively researches, analyzes and evaluates information to make
decisions, solve problems and achieve goals; strong project management skills
desired.

Must be proficient in Microsoft Excel to perform data analysis and
visualization. Ability to create pivot tables and charts, filter and sort data,
use lookup functions, and write formulas required. Experience in Microsoft Power
BI preferred.

Requirements

• 1+ years of similar or related experience; or equivalent combination of education and experience.
• General understanding of interest rate risk and liquidity risk and approaches to quantifying and modeling these risks required.
• Bachelor’s degree (B. A.) in Finance, Accounting, or Economics
• Knowledge of accounting principles generally accepted in the United States of America, basic characteristics of financial assets and liabilities, and basic statistical analysis.
• Ability to work standard personal computers (including peripheral equipment), ten-key calculator, typing 30-40 words per minute, view a computer terminal for varying periods of time, and to learn and retain the proper use of office equipment, including facsimile machines and photocopies.
• Must be able to work with various PC software.
• Strong ability to read, analyze and interpret financial reports and legal documents; performs complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals; strong project management skills desired.
• Must be proficient in Microsoft Excel to perform data analysis and visualization. Ability to create pivot tables and charts, filter and sort data, use lookup functions, and write formulas required.

Nice To Haves

• Experience with quantitative models used for risk management, including ALM and liquidity risk management preferred.
• Experience in Microsoft Power BI preferred.
• strong project management skills desired.

Responsibilities

• Maintains and enhances databases by entering, verifying, validating, and backing up data; reconciles transactions by reviewing, comparing, and correcting discrepancies.
• Inputs credit union data for financial modeling; maintains models through regular review, updating methodologies, and ensuring accuracy of both data inputs and outputs.
• Prepares periodic financial and management reports for senior leadership and the board of directors; evaluates report findings and provides actionable recommendations.
• Identifies and monitors trends across reporting, modeling, and financial markets; interprets data, evaluates methodologies, and develops insights that inform strategic decision‑making.
• Conducts comparative and variance analyses to recommend operational or financial improvements; reviews proposed changes in processes, methods, or materials, coordinating information requirements across teams.
• Collaborates with cross‑functional teams to support organizational goals and drive alignment across financial, operational, and strategic initiatives.
• Improves financial performance by creating process efficiencies through automation and providing actionable recommendations to management and senior leadership.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 11-50 employees