Financial Analyst

Capital Farm Credit • College Station, TX

12h • Onsite

About The Position

This position will be located at our Headquarters in College Station, Texas. This position is part of the Finance team and focuses on financial planning, budgeting, forecasting, and financial reporting to support lending and organizational decision-making.
The Financial Analyst supports the Finance team in budgeting, financial forecasting, reporting, and analysis.
This role provides hands-on experience working with financial data, models, and reports that help guide organizational decision-making.
The analyst works under the guidance of senior finance staff and collaborates with various departments across the Association.

Requirements

• Bachelor’s degree in Finance, Accounting, or Business and three (3) to five (5) years of professional experience in financial analysis budgeting, forecasting, or financial reporting within a corporate finance, accounting, or financial services environment.
• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles.
• Skill in oral and written communication.
• Basic skill level in Microsoft Office applications.
• Ability to perform basic accounting/financial analyses under moderate supervision.

Responsibilities

• Budget Support: Assists in gathering, organizing, and entering budget information from market teams and departments. Helps compile data into the Association-wide annual budget and support senior staff during the review process.
• Financial Forecasting Assistance: Help prepare quarterly financial forecast updates by collecting relevant internal data and supporting senior analysts with preliminary analysis.
• Financial Modeling Support: Assist in maintaining and updating financial models used to evaluate earnings, asset trends, and capital needs. Perform data entry and initial variance checks.
• Performance Analysis Support: Prepare basic reports and summaries on credit office performance for review by regional and executive leadership.
• CECL Reporting Assistance: Collect and organize data for quarterly Current and Expected Credit Losses (CECL) analysis and support the preparation of related reports.
• Impaired Loan Data Support: Work with the Special Assets Group to gather information on impaired loans and assist in preparing calculations and documentation for quarterly allowance reporting.
• Asset/Liability Management Support: Participate in ALCO-related tasks by preparing meeting materials and assisting with the creation of quarterly reports such as Interest Rate Sensitivity Analysis and performance summaries.
• Patronage Program Administration: Enter patronage data into the system, help prepare preliminary reports for review, and assist with final report distribution and recordkeeping.
• Loan Pricing Analysis: Provide basic analytical support to credit offices by preparing data and running reports related to loan pricing decisions.
• General Reporting & Analysis: Support time studies, help prepare board materials, and assist with ad-hoc financial reports or analysis as assigned.

Benefits

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level