Financial Advisor

Pinnacle Financial • Knoxville, TN

111d

About The Position

A Financial Advisor should demonstrate commitment to delivering distinctive service. The position is responsible for managing a portfolio of existing Firm clients and development of new business through aggressive solicitation of identified qualified prospects. Through this process, become the primary financial advisor for a portfolio of clients which would include business entities, business owners, and individuals who are consistent with Pinnacle's market segmentation.

Requirements

• College degree is preferred - finance or business-related field.
• 10 years' experience in banking/financial services.
• Knowledge of consumer and commercial banking products.
• Strong knowledge base relative to consumer and commercial loan documents.
• Knowledge of compliance and federal banking regulations.
• Proficient in Microsoft Office (Word, Excel, and PowerPoint) or related software.

Responsibilities

• Provide distinctive service to clients and prospects, in person and over the telephone. Respond to client inquiries and satisfactorily resolve issues client issues.
• Support firm-wide achievement of the three-ring standard (all phones answered by a live person within three rings).
• Administer and manage client loan portfolio consistent with the Firm's credit policies while meeting the financial needs of clients.
• Provide a full array of loan products designed to meet the financing needs of clients.
• Meet all designated Pinnacle standards for appropriate risk rating; credit soundness thresholds; and critical action items as represented in KPI reports.
• Analyze credit worthiness of a potential borrower and recommend either approval or denial of the request.
• Develop and manage business relationships with emphasis upon prudent growth and ongoing credit quality.
• Negotiate credit extensions and work with clients on the structure and terms under which credit would be extended.
• Approve loans under approved authority limits.
• Ensure compliance with the Firm's credit policies and regulations for all loans under his/her responsibility.
• Provide deposit products including but not limited to Demand Deposit Accounts, Money market Accounts, Savings Accounts, and CD's.
• Cross-sell all appropriate financial products including but not limited to Depository Accounts, Treasury management, and Investment Products.
• Optimize/recommend appropriate tailored solutions to client needs and provide various services designed to assist client in management of overall financial planning.
• Manage small investment portfolios for clients and be conversant about investment and ready to refer to brokerages business to the Investment department.
• Solicit new personal and business banking relationships.
• Develop and maintain product knowledge of all loan and depository products designed for small business and affluent individual markets.
• Participate in developmental and training activities as well as projects as directed by management.
• Meet all the client's financial needs, both business and personal, and refer clients to other specialty areas as appropriate.
• Assist other team members as needed to ensure delivery of distinctive service.
• Perform other related duties and responsibilities as assigned.

What This Job Offers

• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree