CA-Financial Advisor

Citizens Equity First Credit Union•San Jose, CA

About The Position

Are you ready to make the most of your talents and abilities, while helping others make the most of their finances? Apply to join Team CEFCU! CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team! Provides financial planning, investment services, and member relationship management. Refines financial strategies, deepens member engagement, and enhances advisory skills. Assesses member needs, conducts consultations, and recommends tailored investment and insurance solutions. Strengthens knowledge of brokerage operations, compliance, and business development. Provides the highest quality member experience, for both internal and external members. Core Hours Monday - Friday 8:45 am - 5:15 pm Note: Core hours may change and availability for evening and Saturday hours may occur to meet business needs.

Requirements

High school diploma or equivalent
Maintains a Life/Health Producer license along with FINRA Series 7 and Series 66, or Series 7, 63, and 65, or Series 7, 63, and 66 licenses, while fulfilling all continuing education and testing requirements necessary to keep licenses current.
Must possess a current, valid driver’s license, an acceptable driving record, and personal vehicle insurance.
Must be fingerprinted and pass FINRA’s background checks.
Must sign Broker-Dealer’s Registered Representative Agreement
2-6 years of licensed experience in securities

Nice To Haves

Completion of Associates, Bachelors, or Master's degree in Finance, Business Administration, Economics, Accounting, or a related field
4-6 years of licensed experience in securities may be considered in place of a degree.
Experience in member/client relationship management, financial planning, or sales within a financial institution is preferred.
Certifications such as Certified Financial Planner (CFP), or Chartered Financial Consultant (ChFC)
Bi-lingual, Spanish preferred
Strong knowledge of investment products, financial planning concepts, and regulatory requirements
Excellent communication, interpersonal, and relationship-building skills
Sales and business development experience with a focus on financial solutions
Ability to analyze financial data and present recommendations to member/clients
Proficiency in financial planning software and CRM systems

Responsibilities

Provides financial planning, investment services, and member relationship management.
Refines financial strategies, deepens member engagement, and enhances advisory skills.
Assesses member needs, conducts consultations, and recommends tailored investment and insurance solutions.
Strengthens knowledge of brokerage operations, compliance, and business development.
Provides the highest quality member experience, for both internal and external members.

Benefits

Health and Welfare
Generous paid time off (Holiday, Personal or Sick Time, Vacation)
Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP, California - Kaiser Permanente HMO)
Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)
Health Savings Account
Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan)
Life Insurance
Accidental Death & Dismemberment Insurance
Disability Benefits
Defined Benefit Plan – Pension
Defined Contribution Plan – 401K
Additional Benefits
Employee Assistance Program
California Commuter Benefit Program
Tuition reimbursement
Career growth through internal job postings
Management Development Program: formal mentoring and training
Opportunities to help improve and build the CEFCU of tomorrow through process teams
Opportunities to personally contribute to corporate financial literacy and community initiatives
Casual days to support local charities
Employee discounts on entertainment, cell phone plans, theme park tickets, and more
On-site fitness center, fitness classes, and wellness program