Financial Advisor I-II

Shore United Bank • Waldorf, MD

73d • $60,000 - $65,000

About The Position

Shore United Bank is seeking a full-time Financial Advisor to join our team. A Financial Advisor is responsible for providing businesses and individuals with sound advice regarding their financial planning and investments. Their duties include meeting with clients to establish their needs and obtain financial statements, using financial statements and legislation to develop financial plans to maximize profitability or reduce debts and researching investment opportunities for clients. They are responsible for working with clients, prospects and staff to meet client objectives and achieving revenue production goals assigned as part of the division’s annual operating plan. This is a licensed position (FINRA Series 7 and 66, or equivalent, and VA L&H), which requires the ability to execute investment transactions.

Requirements

• High school diploma/GED equivalent required
• A BS or BA degree in Finance or related field preferred
• Active status required: Series 7 Licensing; Series 63 and 65 (or 66) Licensing; Insurance Licensing in Life, Health, and Variable Annuities
• Minimum experience within a wealth management role: 1-5 years (Financial Advisor I) or 5-10 years (Financial Advisor II)
• Must have the ability to travel to meet with various clients and attend community events as needed
• Experience on LPL Financial ClientWorks platform and/or Fi-Tek GWES Platform preferred

Nice To Haves

• Certified Financial Planner® (CFP®)
• Certified Trust and Financial Officer (CTFA)
• Chartered Financial Analyst (CFA)
• Certified Investment Management Analyst® (CIMA)
• Certified Private Wealth Advisor® (CPWA)
• Chartered Financial Consultant® (ChFC)

Responsibilities

• Meeting individually with clients to determine their financial objectives, risk tolerance, income, expenses, and assets
• Offering strategic advice on products and services, such as investments, insurance coverage and debt management tools
• Securing stocks and bonds and establishing progressive savings accounts
• Moving money from accounts per industry and federal regulations
• Performing market research to stay current with financial trends
• Preparing financial documents, such as income projections and investment reports
• Maintaining compliance with all rules and regulations in the financial industry
• Identifying and pursuing potential clients to maintain a strong client base
• Develops and maintains a high level of knowledge of investment disciplines
• Develops and maintains new client files with the support of the administrative team
• Adheres to all Compliance Rules and Regulations set forth by NASD, Broker-Dealer and Bank Compliance Departments
• Attends various community functions to promote services provided
• Achieves goals assigned as part of the Department’s annual operating plan
• Jointly establishes quantitative sales objectives, with assigned supervisor, on an annual basis
• Solicits new business from present and prospective customers
• Promotes an environment and culture to support and improve sales and referral activities to meet overall defined goals
• Responds to referrals within a reasonable timeframe not to exceed two (2) business days
• Coordinates specific work tasks with other personnel within the division as well as with other branches/departments to ensure the smooth and efficient flow of information
• Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace
• Communicates with management and staff personnel to integrate goals and activities
• Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy
• Maintains appropriate records and provides assigned reports

Benefits

• Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more
• Paid parental leave
• 401k savings plan with up to a 4% company match
• Employee Stock Purchase Plan
• Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives
• Opportunity for growth and advancement
• Paid training program and continuous training sessions throughout the year on various topics
• Generous paid time off and paid sick time
• Community involvement opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Bachelor's degree
• Number of Employees: 251-500 employees