Finance Manager

Garman Builders Inc•Lititz, PA

About The Position

At Garman Builders, we believe great work starts with strong values. We care deeply about our team, are committed to excellence, value trusted partnerships, and take pride in protecting the Garman brand. Through Garman Gives, we go beyond the job by supporting our community, service efforts, and causes that matter. Here, you’ll grow your career while being part of something meaningful — for our clients, our community, and each other. To ensure the company understands and maximizes the impact of cash inflows and outflows. The Finance Manager oversees appraisals, draw requests, funding-related reporting support, and cash flow reporting. This role also owns short- and mid-term liquidity management, including oversight of debt schedules, near-term funding availability, and alignment of cash forecasts with financing structures. In addition, they play a critical role in evaluating inventory profitability, both prior to and post-investment.

Requirements

Bachelor’s degree in Finance, Accounting, or related field required
5+ years of progressive finance and/or accounting experience
Strong proficiency in financial modeling, forecasting, and scenario analysis, with advanced Excel skills
Demonstrated ability to translate financial data into actionable insights for leadership and cross-functional partners
Direct experience with cash management, liquidity forecasting, and maintaining debt schedules required
High attention to detail with strong organizational skills; ability to manage multiple priorities and deadlines

Nice To Haves

MBA or CPA preferred
Experience working with banks, lenders, or external financing partners strongly preferred
Experience in residential construction, homebuilding, or a project-based environment strongly preferred
Solid understanding of job cost accounting, margin analysis, and cost controls in a construction setting
Experience with Brix ERP (or similar construction-focused ERP systems) and QuickBooks preferred

Responsibilities

Maintain short-term liquidity visibility by producing rolling cash forecasts and identifying upcoming funding needs for CFO review.
Own and maintain detailed cash flow models that incorporate debt structures, loan draws, repayment schedules, and covenant considerations.
Coordinate with appraisers and lenders to ensure partners receive information required for funding loan draws.
Create profitability and scenario analyses for land acquisition and development and vertical inventory decisions by partnering with Land, Construction, Purchasing, and Sales.
Maintain lot inventory on a monthly basis to inform the team of owned lots and to support financial forecasts for expected third-party lot sales.
Develop and maintain debt schedules, including tracking of outstanding balances, interest, repayment timing, and near-term funding availability.
Track commitments to land partners and ensure terms are consistent with HUD-1 statements upon purchase.
Maintain clear visibility into short- and mid-term cash positions, capital requirements, and debt structures, ensuring alignment with company benchmarks and risk tolerance.
Proactively identify and communicate trends, risks, and opportunities related to cash flow, financing, and near-term funding needs.
Provide financial oversight for land purchases, development commitments, and lot inventory, ensuring inventory reporting, cash requirements, and profitability analyses support disciplined investment decisions.
Serve as a financial liaison to internal stakeholders and external advisors, ensuring financial information, commitments, and risks are clearly communicated and understood.
Ensure compliance with applicable financial laws, regulations, and internal guidelines while upholding the company’s values through accuracy, transparency, and professionalism.
Operate with a strong understanding of financing structures, loan agreements, and lender expectations to proactively manage risk and liquidity.
Manage cash flow forecasting and debt tracking within established financial guidelines.
Recommend financing, repayment and cash transfer actions to the CFO.
Maintain cash and debt reporting schedules and assumptions in coordination with the CFO and FP&A Manager.
Engage department leaders to validate assumptions and explain variances.
Review and validate land-related financial assumptions and analyses.
Flag risks, exceptions, or misalignment with agreed terms or financial expectations.
Support decision-making through accurate analysis and reporting.
Flag exceptions and potential compliance concerns identified through cash, debt, and inventory activities; escalate to the Controller or CFO as appropriate.