Finance & Credit Internship (Summer 2026)

INB National Association • Miami, FL

7d • Onsite

About The Position

INB Bank, N.A. (formerly Illinois National Bank) is a locally owned, privately held national bank headquartered in Springfield, Illinois. With approximately $3 billion in assets, INB operates 14 branches and a remittance processing center in Central Illinois, along with offices in Chesterfield, Missouri, and Miami and Tampa Bay, Florida. INB is a full-service financial institution known for relationship-driven banking, disciplined credit culture, and long-term client partnerships.

INB Bank’s Summer 2026 Finance & Credit Internship is designed for high-performing undergraduate students seeking hands-on exposure to commercial banking, credit underwriting, and relationship management within a growing, privately held national bank. This program is not observational. Interns operate as embedded members of the banking team, contributing to real transactions, real analysis, and real decision-making alongside senior credit officers, relationship managers, and executive leadership.

Requirements

• Currently enrolled in a bachelor’s degree program (rising sophomore through senior)
• Majors preferred: Accounting, Finance, Economics, Business Administration, Management, or related fields
• Availability to work full-time during the summer internship period
• How commercial credit decisions are evaluated and approved
• How balance sheets, income statements, and cash flows drive lending outcomes
• How banks assess borrower risk, industry dynamics, and collateral structures
• How relationship-driven banking operates in growth markets such as Florida
• How to communicate financial analysis clearly and professionally

Nice To Haves

• Proficiency in Microsoft Office (Excel proficiency strongly preferred)
• Foundational understanding of financial statements and cash flow analysis
• Strong analytical, research, and problem-solving skills
• Ability to learn new software and systems quickly
• Excellent written and verbal communication skills
• Ability to work independently while contributing effectively to a team environment

Responsibilities

• Credit analysis and underwriting support
• Financial statement analysis and cash flow modeling
• Industry, market, and borrower research
• Risk assessment and credit memorandum preparation
• Collaboration with Relationship Managers, Risk Associates, Wealth Management, and Cash Management teams
• Participation in internal meetings and deal discussions
• Complete a capstone project designed to deliver tangible value to the team and provide senior leadership with actionable insights.

Benefits

• INB provides health, dental, vision, and life insurance benefits to all full-time employees. Coverage also is extended to their eligible dependents. Active employees make premium contributions based on plan selections.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern