Finance Associate Senior

PNC • Pittsburgh, PA

1d • Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Finance Associate Senior within PNC's Retail Finance organization, you will be based in Pittsburgh, PA. We are seeking a highly analytical and detail-oriented Finance Associate Senior. to support the Retail Consumer Credit Card Line of Business. This role is responsible for delivering deep financial analysis and insight that enhances understanding of business performance and supports data-driven decision-making. You will analyze key consumer credit card metrics, identify trends and underlying drivers, explain variances, and communicate results through clear, compelling business intelligence. Your work will help leaders assess business health, evaluate trade-offs, and prioritize actions across balances, purchase volume, balances paying interest, net interest income, and non-interest income. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship-based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve. Check out the top reasons to join PNC. PNC’s total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more. The benefits and programs highlighted below are just a sampling of what PNC offers its employees. To learn more, visit our Total Rewards page. If you're not ready to apply yet, or you'd like to learn more about PNC, join the Talent Community to receive regular updates on what's happening at PNC and available career opportunities. Click to join!

Requirements

• Self-starter with strong analytical and critical thinking skills with a focused attention to details.
• Excellent communication skills, with the ability to provide clear actionable intelligence distilled from detailed financial results.
• Proven ability to work independently and collaboratively in a team environment.
• Experience in financial forecasting & budgeting, accounting, financial reporting.
• Ability to analyze and mine valuable business intelligence from large data sets.
• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
• Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience.
• In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Nice To Haves

• Account Analysis
• Accounting Research
• Decision Making
• Finance Strategy
• Financial Accounting
• Financial Reporting and Analysis
• People Management
• Results-Oriented

Responsibilities

• Own and analyze key business health metrics underpinning the financial performance of the Consumer Credit Card Line of Business.
• Deliver transparency into financial results through data-driven insights and visual storytelling.
• Forecast future performance by integrating trends, economic data, and business judgment.
• Communicate financial performance and key insights to executives, highlighting emerging trends and potential risks or opportunities.
• Support financial modelling of business cases aimed at enhancing business performance.
• Collaborate cross-functionally with Credit Card Product Team, Retail and Finance leadership, Decision Science, and Credit Risk Management.
• Designs and prepares timely, transparent, and succinct financial reports to enable informed decision-making by stakeholders.
• Collaborates with business unit leaders to produce timely and precise revenue, expense, and staffing forecasts.
• Develops strategic insights from data to enhance budget and forecast accuracy.
• Collaborates with managers on, and may lead, annual budget cycle and continuous monthly forecasting.
• Contributes to and may lead development of long term strategic plans.
• Provides and presents business leaders and executives with key financial forecasts, metric-driven performance dashboards, and strategic business insights.
• Performs on-demand analysis and generates custom reports to address specific business needs.
• Collaborates independently with the business on implementation and compliance of new accounting and regulatory standards.
• Facilitates audit, regulatory, and investor requests by providing timely and accurate information.
• Promptly identifies and addresses control matters; maintains sound control processes.
• May also contribute to risk review and challenge for assigned business.
• Cultivates partnerships with colleagues across departments to ensure alignment and shared success.

Benefits

• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.
• Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
• In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
• To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level