Finance Associate Senior

PNC Bank • Pittsburgh, PA

4d

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Sr. Finance Associate within PNC's Retail Finance organization, you will be based in Pittsburgh. PA or Birmingham, AL. We are seeking a highly analytical and detail-oriented Finance Specialist Sr. to support the Retail Consumer Credit Card Line of Business. In this role, you will bring transparency to financial results through insightful analysis culminating in the dissemination of actionable business intelligence. Your work will directly influence strategic and tactical decisions by forecasting key underlying business health metrics, examples of which include Balances, Purchase Volume, Balances Paying Interest, Net Interest Income, and Non-Interest Income.

Requirements

• Self-starter with strong analytical and critical thinking skills with a focused attention to details.
• Excellent communication skills, with the ability to provide clear actionable intelligence distilled from detailed financial results.
• Proven ability to work independently and collaboratively in a team environment.
• Experience in financial forecasting & budgeting, accounting, financial reporting.
• Ability to analyze and mine valuable business intelligence from large data sets.
• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
• Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience.
• Certifications are often desired.
• In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Nice To Haves

• Account Analysis
• Accounting Research
• Decision Making
• Finance Strategy
• Financial Accounting
• Financial Reporting and Analysis
• People Management
• Results-Oriented

Responsibilities

• Own and analyze key business health metrics underpinning the financial performance of the Consumer Credit Card Line of Business.
• Deliver transparency into financial results through data-driven insights and visual storytelling.
• Forecast future performance by integrating trends, economic data, and business judgment.
• Communicate financial performance and key insights to executives, highlighting emerging trends and potential risks or opportunities.
• Support financial modelling of business cases aimed at enhancing business performance.
• Collaborate cross-functionally with Credit Card Product Team, Retail and Finance leadership, Decision Science, and Credit Risk Management.
• Designs and prepares timely, transparent, and succinct financial reports to enable informed decision-making by stakeholders.
• Collaborates with business unit leaders to produce timely and precise revenue, expense, and staffing forecasts.
• Develops strategic insights from data to enhance budget and forecast accuracy.
• Collaborates with managers on, and may lead, annual budget cycle and continuous monthly forecasting.
• Contributes to and may lead development of long term strategic plans.
• Provides and presents business leaders and executives with key financial forecasts, metric-driven performance dashboards, and strategic business insights.
• Performs on-demand analysis and generates custom reports to address specific business needs.
• Collaborates independently with the business on implementation and compliance of new accounting and regulatory standards.
• Facilitates audit, regulatory, and investor requests by providing timely and accurate information.
• Promptly identifies and addresses control matters; maintains sound control processes.
• May also contribute to risk review and challenge for assigned business.
• Cultivates partnerships with colleagues across departments to ensure alignment and shared success.

Benefits

• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.
• Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
• In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
• To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards .

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level