Field Insurance Inspector (Full-time) San Mateo, CA.

Exl

4d•$23 - $25•Onsite

About The Position

The Field Insurance Inspector conducts virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk. An added perk is the opportunity to regularly visit beautiful high-end custom homes in the most affluent locations in the service area. The candidate should be capable of demonstrating a high degree of professionalism and expertise to all stakeholders in the survey process (Agents, Policyholders, Business Assistants, etc.). Field Insurance Inspectors must complete the requisite number of surveys each month to achieve personal revenue production goals, and complete other special projects as assigned by their manager. High Value Surveys Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure Determine square footage of the home through detailed measurements or by replicating available building plans Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement. Competed a detailed survey report write-up, including narrative assessments Commercial Lines Risk Control Surveys Conduct underwriting surveys and loss control assessments on commercial businesses Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet. Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs Document all hazards observed for underwriting, and make recommendations for risk improvement. Complete a detailed survey report write-up, including narrative assessment

Requirements

High-degree of professionalism and emotional intelligence
Strong analytical skills and resourcefulness
Solid aptitude for risk assessment and replacement cost
Excellent written and oral communications
Proficiency with computer equipment and software
Ability to manage multiple projects at once, and handle time sensitive urgencies
Willingness to travel

Nice To Haves

High Value Survey or Commercial Survey experience appreciated

Responsibilities

Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure
Determine square footage of the home through detailed measurements or by replicating available building plans
Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure.
Document all such hazards for underwriting, including recommendations for risk improvement.
Competed a detailed survey report write-up, including narrative assessments
Conduct underwriting surveys and loss control assessments on commercial businesses
Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
Document all hazards observed for underwriting, and make recommendations for risk improvement.
Complete a detailed survey report write-up, including narrative assessment
Complete the requisite number of surveys each month to achieve personal revenue production goals
Complete other special projects as assigned by their manager