Field Examiner II - Commercial Auditor

M&T Bank • Boston, MA

90d • $70,632 - $117,721 • Hybrid

About The Position

The Field Examiner II - Commercial Auditor performs more complex field examinations of clients and prospective clients to provide the Bank with a first level of risk management. This involves determining collateral adequacy, identifying operational issues, and making recommendations to improve the Bank's collateral position. The role requires close collaboration with Credit Quality Assurance and other Credit areas.

Requirements

• Bachelor's degree
• 3 years of field exam experience
• Work leadership experience

Responsibilities

• Conduct on-site pre-loan field exams, assess quality of collateral monitoring, and perform operational and troubled loan examinations.
• Conduct on-site investigations of internal controls.
• Evaluate accounting systems and controls.
• Evaluate various assets as collateral for loans.
• Determine the quality and validity of accounts receivable, inventories and all other general ledger accounts.
• Formulate meaningful recommendations to improve credit and collateral quality to help the Bank make sound lending decisions.
• Communicate the results of the field exam in the field exam form to a vast array of readers so readers understand the risks in these loans.
• Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis.
• Identify risk-related issues needing escalation to management.
• Mentor junior field examiners.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree