North Dakota Farm Underwriter

FARMERS ALLIANCE MUTUAL INSURANCE C

About The Position

Underwrite a profitable and growing book of business within your assigned territory in North Dakota with acceptable loss and expense ratios, while creating a value-added experience that builds trust, loyalty, and peace of mind for our customers. Support corporate goals and objectives.

Requirements

Must be coachable and learn from constructive criticism.
Develop a strong knowledge and understanding of the rating requirements and policy forms used within your underwriting responsibilities.
Demonstrate effective time management, organizational, and computer skills.
Good listening and decision-making skills, detail oriented, accurate and efficient.
Active participation in the team process, both internally and externally, and excellent customer service skills.
Ability to read, analyze, and interpret general business reports, company manuals, technical procedures, or governmental regulations.
Ability to write reports, business correspondence, and procedure manuals.
Ability to effectively present information and provide timely response to questions from managers, customers, and the general public.
Must maintain a valid driver’s license & acceptable driving record.
Valid and active drone license and skill necessary to operate drone for farm inspections will be required within 6-12 months.
Bachelor’s degree preferred or equivalent combination of education and experience
Two or more years of work experience in property & casualty insurance underwriting preferred
Will be required to complete the Associates in Insurance (AINS) designation and the Agribusiness and Farm Insurance Specialist (AFIS) designation within 24 months.

Nice To Haves

Agriculture background preferred.

Responsibilities

Work with Farmers Alliance independent agents within territory to identify farms that are a good fit for our farm insurance program.
Schedule a visit to the farm, together with the agent, and gather necessary underwriting information and evaluate exposures.
Review the gathered information alongside established underwriting criteria and authority documents to determine terms of policy issuance, renewal, modification or declination, with the goal of producing an underwriting profit.
Performance will be evaluated based on, but not limited to, underwriting audit score as well as overall profitability of written policies over 3-5 years.
Share recommendations for enhancements or updates.
Communicate with agents and other company partners in alignment with FAMI values.
Explain the reasons behind underwriting decisions.
Display flexibility and adaptability as risk conditions or market conditions change.
Be approachable and collaborative in all interactions.
Build trust through understanding customer needs and collaborate on solutions.
Demonstrate strong internal discipline and follow through on commitments.
Provide loss control services including risk avoidance mitigation measures.
Navigate company systems and databases to look up needed policy information.
Collaborate with company partners to facilitate new business growth
Travel to the home office for training and meetings as required
Complete special assignments and other duties as assigned.