Fair Banking Compliance Officer

Citizens Business Bank • Rancho Cucamonga, CA

100d • $73,770 - $103,278

About The Position

The Fair Banking Compliance Officer will report directly to the Senior Compliance Manager and will provide support to the Risk Management Department. The Fair Banking Compliance Officer will support a strong fair banking compliance culture and maintain robust fair banking risk oversight through fair banking data collection, validation, and analysis; preparation of fair banking reporting; ensuring ongoing compliance with fair banking regulations, including anti-discrimination laws such as ECOA/Regulation B, UDAAP, and FCRA; and preparation and delivery of fair banking related training.

Requirements

• Bachelor’s degree in business, Accounting, Finance or 4 to 6 years related experience and/or training; or equivalent combination of education and experience.
• Work related experience should consist of a fair lending compliance and/or mortgage fair lending compliance background in a financial institution.
• Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents.
• Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community.
• Ability to write speeches and articles for publication that conform to prescribed style and format.
• Ability to effectively present information to top management, public groups, and/or boards of directors.
• Ability to work with mathematical concepts such as probability and statistical inference.
• Strong working knowledge of Microsoft Office applications such as Word, Excel, PowerPoint, Outlook.
• Familiarity with Fair Lending Wiz or equivalent software.

Nice To Haves

• Certified Regulatory Compliance Manager (CRCM) Certification is preferred.
• Strong understanding of logic and programming principles.

Responsibilities

• Conducts in-depth fair banking and UDAAP reviews for lending, deposit operations, and trust activities, while leveraging software solutions to preserve detailed and both detailed and summary level fair banking analysis and reporting.
• Fills a leadership role in the Fair & Responsible Banking Committee and prepares Committee documents, minutes, and related materials.
• Participates in compliance monitoring activities as directed, including but not limited to: reviewing loan, deposit, and trust accounts to ensure compliance with fair banking regulations and UDAAP.
• Prepares and updates policies and procedures and training materials related to fair banking topics and assists in administering fair banking training.
• Monitors and prepares regular updates to fair banking and UDAAP risk assessments.
• Develops and runs reports from core systems for monitoring and other requirements as needed.
• Tracks, reports, and resolves issues identified in compliance monitoring efforts.
• Responds to questions from the Bank’s Centers and Departments regarding fair banking compliance.
• Gathers information for internal and external audits and examinations.
• Complies with, and stays abreast of, all policies and procedures, federal and state laws applicable to the job.
• Provide, present, and promote the Citizens Experience to all external and internal customers.
• Other duties as assigned.

Benefits

• Eligible for an annual bonus.

What This Job Offers

• Job Type: Full-time
• Education Level: Bachelor's degree
• Number of Employees: 501-1,000 employees