Enterprise Risk Analyst

Affinity Plus Federal Credit Union • Saint Paul, MN

3d • $62,200 - $79,350 • Remote

About The Position

The Enterprise Risk Analyst at Affinity Plus supports the design, execution, and ongoing enhancement of the organization’s Enterprise Risk Management (ERM) program. This role contributes to identifying, evaluating, monitoring, and reporting risks across all business areas and works closely with Risk Management leadership, Compliance, Internal Audit, Information Security, Finance, and business partners. The position helps enable sound decision-making, regulatory compliance, and a strong, risk-aware culture throughout the organization.

Requirements

• 2+ years of experience in risk management, internal audit, finance, compliance, or a related role (financial services experience preferred).
• 2+ years of experience in data analysis and report development.
• Experience with GRC (Governance, Risk, and Compliance) systems.
• Experience preparing management- and executive-level reports.
• Working knowledge of federal and state regulations related to financial services.
• Ability to analyze complex financial and operational data to solve issues and make informed, sound decisions, within established policies and procedures.
• Skilled in assessing needs, offering solutions, and building trust through effective consultation.
• Ability to recognize operational inefficiencies and identify improvement opportunities
• Proven ability to build and maintain positive working relationships with employees and internal stakeholders by demonstrating professionalism, reliability, and responsiveness in daily interactions.
• Ability to collaborate effectively within and across teams.
• Ability to take accountability of responsibilities, commitments, and outcomes.
• Strong ability to communicate clearly, effectively and professionally.
• Ability to actively pursue opportunities to expand knowledge and skills; applying learning to improve performance.
• Willingness to learn new skills, processes, and technologies with support and training.
• Ability to stay current on ERM regulatory expectations and industry best practices.
• Demonstrated adaptability and willingness to take on new responsibilities.
• Demonstrated ability to show resilience and adaptability in the face of challenges or changes.
• Intermediate computer and technology skills and knowledge, with the ability to navigate between multiple systems with ease.
• Time Management skills and the ability to prioritize workload based on department and member needs.
• Ability to complete tasks with accuracy and thoroughness.
• Demonstrated reliability, integrity, and ability to maintain confidentiality.

Nice To Haves

• Bachelor’s degree in Finance, Economics, Risk Management, Business Administration, or a related field.

Responsibilities

• Support the implementation, execution, and continuous improvement of the enterprise-wide ERM framework.
• Coordinate and administer enterprise-level and departmental risk assessments encompassing operational, financial, compliance, strategic, and reputational risks.
• Partner with business units to identify risks, assess controls, and evaluate inherent and residual risk exposures.
• Maintain key ERM artifacts, including the enterprise risk taxonomy, risk register, and issue management processes.
• Provide risk-based guidance, training, and education to reinforce risk ownership and strengthen risk culture.
• Review, validate, and maintain documented risk assessments to ensure consistency, accuracy, and completeness.
• Collaborate with stakeholders to improve risk transparency, internal controls, and ERM-related processes.
• Support readiness for internal and external audits, regulatory examinations, and model validation activities.
• Monitor regulatory developments and emerging ERM trends and best practices.
• Analyze risk assessments, loss events, and other risk-related information to identify trends, emerging issues, and changes in the enterprise risk profile.
• Perform qualitative and quantitative risk analysis, including scenario analysis, stress testing, and risk-event correlation analysis.
• Provide independent challenge to risk assessments, control effectiveness, and mitigation strategies.
• Participate in focused risk reviews related to new initiatives, policies, procedures, products, or emerging risks.
• Maintain and monitor Key Risk Indicators (KRIs), including definition development, threshold setting, data quality, and reporting cadence.
• Identify and escalate adverse risk trends or KRI threshold breaches to Risk Management leadership.
• Track remediation activities, challenge insufficient action plans, and escalate overdue issues.
• Support root cause analysis and thematic risk assessments across the organization.
• Prepare timely, accurate, and informative risk reports for senior leadership, the Risk Management Committee, Audit Committee, ALCO, and the Board of Directors.
• Develop executive-level dashboards, summaries, and presentations highlighting key risks, trends, and emerging concerns.
• Support governance processes, including preparation of meeting materials, documentation management, and action-item tracking.
• Provide data-driven insights and analytics to support risk-informed strategic and operational decision-making.
• Assist with enterprise risk budgeting, capital-at-risk analysis, and alignment with capital planning, risk appetite, and strategic planning processes.
• Support business continuity and operational resilience efforts, including business impact analyses (BIAs), documentation, scenario development, and testing activities.
• Coordinate and document business continuity testing and tabletop exercises, including tracking and reporting remediation actions.
• Assist with administration of the corporate insurance program, including policy documentation, renewals, exposure reporting, and claims tracking.
• Support insurance analytics and risk transfer assessments.

Benefits

• Affinity Plus provides low-cost medical, dental and vision insurance coverage options.
• Affinity Plus frontloads all sick time hours and a portion of vacation hours for all new employees, offers a variety of paid leave options, a monthly wellness benefit, and immediate 401K matching up to 5%.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 251-500 employees