Enterprise Operations Loan Fraud Investigator - Birmingham

Regions Bank•Hoover, AL

1d•Onsite

About The Position

At Regions, the Enterprise Operations Loan Fraud Investigator investigates fraudulent, illegal or improper consumer loans, credit cards, mortgage and home equity loan activities. Primary Responsibilities Conducts full file review including a second verification of data submitted in origination files Maintains case files and database to support suspicious activity reporting completed by the Bank Secrecy Act (BSA) business unit Investigates and files all title claims resulting from improper actions by closing agents on mortgage files Investigates and files all claims resulting from improper actions for Home Equity/ Credit Cards/ Consumer Loans to prevent losses for Regions and/or borrower of loan Reviews loan based on suspicious activity to prevent future fraud and losses Provides training/ awareness to business unit based on suspicious activity to prevent future fraud and or losses This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

High School Diploma or GED
Six (6) years of general mortgage or compliance experience
Detail oriented
Good communication, problem solving and research skills
Good understanding of the appraisal process
Great analytical and organizational skills
Knowledge of the mortgage environment, process and procedures
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
This position is intended to be onsite, now or in the near future.
Associates will have regular work hours, including full days in the office three or more days a week.
The manager will set the work schedule for this position, including in-office expectations.
Regions will not provide relocation assistance for this position, and relocation would be at your expense.
This position must be within a reasonable driving distance to a Branch, Consumer Operations, or Professional Office Building with the primary locations being for Birmingham, AL.
Exceptions to the geographic location requirement may be made for current Regions associates who work remotely.
Regions will not sponsor applicants for work visas for this position at this time.
Applicants for this position must currently be authorized to work in the United States on a full-time basis.

Responsibilities

Conducts full file review including a second verification of data submitted in origination files
Maintains case files and database to support suspicious activity reporting completed by the Bank Secrecy Act (BSA) business unit
Investigates and files all title claims resulting from improper actions by closing agents on mortgage files
Investigates and files all claims resulting from improper actions for Home Equity/ Credit Cards/ Consumer Loans to prevent losses for Regions and/or borrower of loan
Reviews loan based on suspicious activity to prevent future fraud and losses
Provides training/ awareness to business unit based on suspicious activity to prevent future fraud and or losses