First Citizens Bank-posted 9 months ago
$162,350 - $191,000/Yr
Hybrid • New York, NY
Credit Intermediation and Related Activities

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office. We are seeking a data-driven risk professional with strong analytical and problem-solving skills to join our Embedded Payments team. The ideal candidate will have experience transforming large volumes of internal and external data into actionable insights that drive risk monitoring, fraud detection, and compliance strategies. This role will be instrumental in developing dashboards, monitoring transaction patterns, and identifying risk irregularities to ensure alignment with the bank's risk appetite and policies. The candidate will collaborate with cross-functional teams to build risk reporting tools, enhance oversight frameworks, and support strategic decision-making for risk management initiatives.

  • Develop and implement risk frameworks and data strategies in partnership with Embedded Payments Oversight and Product teams, aligning with the bank's risk policies and tolerance levels.
  • Analyze large datasets to detect risk trends, fraud patterns, and anomalies within transactions.
  • Prepare risk reports, dashboards, and visualizations for senior management with data-driven insights and recommendations.
  • Continuously assess the effectiveness of risk management systems, identifying opportunities for process and technology improvements.
  • Enhance data-driven risk rules and oversight frameworks to ensure continuous monitoring of the Embedded Payments portfolio.
  • Develop tools for real-time risk assessment, transaction monitoring, and anomaly and fraud detection using advanced analytics techniques.
  • Work with internal compliance and risk teams to ensure risk monitoring controls are aligned with evolving regulatory requirements.
  • Design and maintain automated alerts and early warning systems to detect high-risk behaviors.
  • Collaborate with Product, Compliance, and Legal teams to align risk oversight strategies with industry best practices.
  • Partner with engineering and data science teams to optimize data pipelines and risk reporting automation.
  • Support risk managers by building scalable reporting tools that enable efficient risk reviews and portfolio oversight.
  • Provide guidance to internal stakeholders on interpreting risk data and leveraging insights for strategic decision-making.
  • Bachelor's Degree and 4 years of experience in OR High School Diploma or GED and 8 years of experience in data analytics role, with a focus on risk management in a financial services environment.
  • Experience creating data driven risk insights within a payment, fintech, or banking environment.
  • Knowledge of transaction risk monitoring, payments fraud, and financial crime risk analytics.
  • Experience developing complex queries and working with large data sets to drive actionable insights.
  • Strong proficiency in SQL, Tableau, Power BI, and data visualization tools for reporting and dashboard creation.
  • Experience designing real-time monitoring dashboards and risk scoring models.
  • Strong analytical, communication, and problem-solving skills, with the ability to influence decision-making across teams.
  • Competitive, thoughtfully designed and quality benefits program.
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