Electronic Payments Representative (ACH)

Old Second National Bank•Aurora, IL

2d•$21 - $27•Onsite

About The Position

The Electronic Payments Representative (ACH) position is responsible for supporting the daily processing, monitoring, and maintenance of electronic transactions within the Automated Clearing House (ACH) and/or daily Wire Transfers as part of the Electronic Payments processing area.

Requirements

High school diploma and one or more years of banking experience; or equivalent combination of education and experience.
Strong communication skills (verbal/written)
Ability to work well with others
Strong computer proficiency
Excellent attention to detail and organizational skills

Nice To Haves

Electronic Payments experience
Accredited ACH Professional (AAP) certification preferred

Responsibilities

Perform all daily ACH processing, including file uploads, posting, balancing, and end‑of‑day routines.
Provide backup support for Wire Transfer operations as needed.
Monitor ACH origination reports, verify balances, and coordinate with Account Officers on negative collected-balance positions.
Handle customer inquiries and file changes, maintaining accurate audit records.
Send required returned-item notices and Notifications of Change (NOCs) to Originators.
Process Regulation E and Remittance claims within required timelines.
Reconcile ACH-related general ledger accounts, resolve discrepancies, and report money positions to Accounting.
Review OFAC queues and support BSA/Fraud investigations as necessary.
Process ACH filters, blocks, and exceptions.
Maintain knowledge of and comply with all ACH regulations.
Perform other duties as assigned by the Electronic Payments Manager.

Benefits

Old Second is committed to fair and equitable pay practices.
Pay is dependent upon the pay range and the incumbent’s knowledge, skills and experience.
Benefits: How We Support You - Old Second

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