E&S Homeowners Underwriter

Acrisure • Prior Lake, FL

3d • $80,000 - $125,000 • Remote

About The Position

About Acrisure A global fintech leader, Acrisure empowers millions of ambitious businesses and individuals with the right solutions to grow boldly forward. Bringing cutting-edge technology and top-tier human support together, we connect clients with customized solutions across a range of insurance, reinsurance, payroll, benefits, cybersecurity, mortgage services, and more. In the last twelve years, Acrisure has grown in revenue from $38 million to almost $5 billion and employs over 19,000 colleagues in more than 20 countries. Acrisure was built on entrepreneurial spirit. Prioritizing leadership, accountability, and collaboration, we equip our teams to work at the highest levels possible. JOB SUMMARY Acrisure is seeking an E&S Homeowners Underwriter to support excess and surplus homeowners business. This role is responsible for evaluating new and renewal submissions, selecting and pricing risks, and applying underwriting guidelines to support profitable growth. The Underwriter will work closely with agents, brokers, distribution partners, and capacity providers to assess complex homeowners risks and determine appropriate coverage solutions. This position is well suited for someone with strong personal lines underwriting experience, sound judgment, and the ability to work effectively in a fast paced environment.

Requirements

• 2 to 5 years of experience in personal lines insurance required
• Strong knowledge of homeowners policy coverage forms, including HO 3 and HO 5, and ISO or proprietary underwriting rules
• Strong analytical skills, attention to detail, and sound underwriting judgment
• Strong communication and negotiation skills with the ability to work effectively with agents and internal teams
• Strong organizational skills and ability to manage multiple priorities effectively
• Proficiency with Microsoft Word, Excel, and SharePoint, with the ability to learn new systems quickly
• Experience with E&S homeowners underwriting is beneficial
• Bachelor’s degree beneficial, preferably in Risk Management and Insurance, or equivalent experience
• Property and Casualty license required, or ability to obtain within 30 days of hire

Nice To Haves

• Experience with E&S homeowners underwriting is beneficial
• Bachelor’s degree beneficial, preferably in Risk Management and Insurance, or equivalent experience

Responsibilities

• Evaluate new and renewal homeowners insurance submissions for eligibility, pricing, and terms within E&S underwriting authority
• Analyze inspection reports, property characteristics, loss history, and geographic exposures such as wildfire, flood, and wind
• Apply underwriting guidelines, rating manuals, and regulatory requirements to support compliant risk selection
• Collaborate with agents, brokers, and distribution partners to gather additional information, negotiate terms, and communicate underwriting decisions
• Determine the appropriate carrier or program placement based on risk profile, coverage needs, and market appetite
• Identify and manage exposure concentrations, including catastrophe prone or otherwise high risk areas
• Recommend underwriting strategies that support profitability and market competitiveness
• Utilize underwriting systems and tools for rating, documentation, data entry, and decision making
• Participate in audits and process improvement initiatives related to underwriting operations
• Stay current on property market trends, emerging risks, and regulatory developments
• Support strong agent and broker relationships through responsive communication, education, and problem solving

Benefits

• Physical Wellness: Comprehensive medical insurance, dental insurance, and vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.
• Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.
• Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.
• Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees