Dividend - Risk and Strategy Analyst II

Dividend Finance • Chicago, IL

87d • $69,800 - $143,100

About The Position

At Dividend, we question convention, reward creativity, and always welcome new ideas. We are hungry to win, happy to help, and determined to succeed. Every day, we get to see the impact we've had on our customers, our partners, and on the world around us. Founded in 2013 in San Francisco, Dividend is a leading fintech point-of-sale lender for residential solar and home improvement financing. We created an easy straightforward process that enhances installer's ability to close deals fast, and help borrowers finance their projects seamlessly. In May 2022, Dividend Finance became a division of Fifth Third Bank. We understand you're investing your time, energy and experience into our company, so it's important to us that we also invest in you. We aim to be the best part of your career journey through career development, a competitive benefits package, a flexible work schedule, a generous time away policy, and a company culture that fosters authentic work relationships, bold ideas, and empowered customers.

Requirements

• Bachelors or Masters in STEM or Economic background preferred with a focus on hypothesis and data driven solutions or equivalent work experience
• 2+ years of experience in Credit Risk, Operations Analytics, Modeling/Data Science or related field
• Highly proficient in SAS/R/Python and SQL along with advanced MS EXCEL skills, pivot tables, etc., preferably include VB / macro writing
• Ability to manipulate large datasets
• Strong understanding of A/B Test and Control methodologies
• Ability to communicate complex ideas as simple, easy to understand concepts
• Ability to present effectively to both business and technical audiences at all levels of the organization
• Ability to effectively manage multiple tasks with challenging deadlines and priorities
• Build partnerships, collaborate, and influence at senior levels and across the business

Responsibilities

• Perform analyses and build models to launch new product, risk and pricing strategies for Solar and Home Improvement lending products
• Drive step-change improvements in credit performance by analyzing historical loan data, develop risk scorecards, and testing hypotheses using rigorous monitoring and analysis
• Develop the ecosystem that delicately and proactively manages the risk between the installer/contractors and end consumers
• Establish, document, and formalize processes and controls to drive greater operational efficiencies and excellence for critical initiatives and deliverables
• Conduct ad-hoc deep-dive analyses for senior leadership to drive strategic business decisions
• Support existing Solar products through improved risk policies and valuations methodologies
• Develop next generation of Home Improvement offerings through both product, pricing, and strategic levers
• Work with onsite and offshore vendor partners in the execution of data projects

Benefits

• Comprehensive benefits package
• Flexible work schedule
• Generous time away policy
• Incentive compensation plan based on performance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree