Disclosure Desk Specialist 1

Broadview Federal Credit Union•Albany, NY

16h•$20 - $23

About The Position

If you are ready to join a company that truly cares about its employees, our members, and our community then you have come to the right place! Summary of Role: Collaboratively partner with members of sales, operations, secondary , and closing staff to ensure all required disclosures are accounted for and delivered within defined timelines .

Requirements

Associate’s degree in Business or related field, and three (3) years mortgage experience , or equivalent combination of education and experience.
Working knowledge of M icrosoft Outlook, Word, and E xcel
Working knowledge of TRID and other Federal and State Regulations
Excellent oral and written communication and interpersonal skills
Strong mathematical skills with the ability to add, subtract, multipl y, and divide in all units of measure, using whole numbers, common fractions, and decimals
Effectively manage multiple tasks in a fast-paced environment
Strong attention to detail
Ability to problem solve

Nice To Haves

Disclosure experience preferred
Working knowledge of Ellie Mae Encompass is preferred
Bilingual individuals who are fluent in a second language in addition to English are highly encouraged to apply.

Responsibilities

Proficient CD Changes of Circumstance and LE Changes of Circumstance with ability to perform independently.
Knowledgeable in initial disclosures with ability to perform with oversi ght .
Knowledgeable in all loan programs that the mortgage company offers and different disclosure and system requirements for each program.
A udit, verify , and ensur e that mortgage disclosures are accurate and comply with regulation timelines .
Liais e with sales, settlement, operations , and secondary staff as necessary to validate fees associated with the applied mortgage transaction and deliver the corrected disclosures to the consumer .
Develop working knowledge of Federal and Multi-State laws and agency disclosure guidelines affecting residential mortgage origination: TILA , REG Z, RESPA, ECOA , FCTA, HMDA .
Develop thorough knowledge of Loan Operating System ( LOS ) system .
Review and ensure accuracy and data integrity of required compliance disclosures once change of circumstance is initiated.
Maintain accurate record of communications and/or actions related to disclosing process in the conversation log or admin log of the applicable mortgage loan file.
Maintain efficient levels of service and comply with regulatory timelines associated with completion of mortgage loan disclosures .
Deliver mortgage loan disclosures in a secure manner within and outside of LOS .
Work closely with the Manager , Disclosure Compliance to support daily operations related to the disclosing process and any additional projects assigned.
Effectively manage multiple tasks in a fast-paced environment .
Perform o ther job functions as needed