Disclosure Desk Analyst I - Consumer Lending

Provident Bank • Jefferson, NJ

155d • $16 - $20

About The Position

As Disclosure Desk Analyst I, you will play an integral part in the loan opening process for residential and consumer loans. In this role, you will review and deliver all required loan disclosures to the applicant(s) in accordance with regulatory timeframes.

Requirements

• High school diploma or GED
• 1 year of general mortgage experience preferred.
• Knowledge of automated residential/consumer loan process
• Excellent organizational skills.
• Organized and Professional Work Ethic
• Computer Literacy: Windows/Excel/Encompass (Loan Origination System)
• Knowledge of TRID, HMDA, and RESPA requirements
• Ability to work within a team
• Strong interpersonal and communication skills, both oral and written, with a customer centric approach.
• Desire to succeed and willingness to learn
• General knowledge of regulatory requirements for residential loans
• Ability to work in a demanding environment and meet time sensitive deadlines

Responsibilities

• Review applications and credit reports for completion, accuracy and identifying red flags.
• Responsible for the review and delivery of all required loan disclosures to applicants(s)
• Ensure all required loan disclosures have been completed and are being disclosed within Service Level Agreements and regulatory disclosure requirement timeframes
• Monitor individual workflow pipeline queues to ensure that the daily workflow requirements are being met
• Maintain full knowledge of loan products and guidelines as well as possess current working knowledge of all relevant regulatory changes that affect loan disclosures
• Accurately perform HMDA related tasks.
• Maintain strong working relationships with applicants(s), mortgage representatives, branch team members as well as department team members
• Assists in daily department routine including email and telephone inquiries to problem solve any issues that arise with customers, relationship managers and branches.
• Perform various tasks and projects as requested by management

Benefits

• Team members accrue paid time-off (PTO)
• Receive Holiday (PTO)
• Eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans
• Flexible and Health Savings Accounts
• 401(k) Retirement Plan
• Disability Insurance
• Employee Assistance Program
• Basic Life Insurance
• Company sponsored Tuition Disbursement and Loan Repayment programs
• Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED