Director, Product Management - Open Finance (Lending & Credit Risk Solutions)

Mastercard • Town/Village of Harrison, NY

16d

About The Position

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Mastercard Open Finance enables smarter, faster, more inclusive lending and credit decisions. As Director of Product Management on the Lending team, you will:

• Define product and distribution strategies based on market dynamics, customer needs, and competitive insights; continually identify growth opportunities and determine prioritization
• Modernize Mastercard’s Consumer Reporting Agency (CRA) platform to ensure it is future ready, high performing, and optimized for rapid innovation
• Drive growth of Mastercard Credit Intelligence through Open Finance, expanding adoption and fueling new solution development
• Co create new lending and credit risk solutions with strategic partners, shaping differentiated, market leading offerings
• Embed Mastercard’s lending solutions within key platforms and ecosystems to make it seamless for lenders to access, adopt, and scale Mastercard capabilities

Requirements

• Detail-oriented problem solver who converts customer needs, market trends, and competitive insights into clear priorities, product roadmaps, and API-based requirements
• Skilled communicator and collaborative leader who partners with engineering, data science, design, legal, and compliance teams to articulate and refine requirements, and drives disciplined execution of product roadmaps
• Commercially minded with a track record of bringing products successfully to market or experience forming scaled technology partnerships
• Experience in product management, technical product management, product development, or product strategy required
• Expertise in lending, open finance, or adjacent banking and technology ecosystems in the US market required

Nice To Haves

• Familiarity with US lending regulations (e.g., FCRA, CFPB) and ecosystem participants (e.g., LOSs, POSs, bureaus) and how they translate into product requirements, risks, and opportunities is strongly encouraged

Responsibilities

• Define product and distribution strategies based on market dynamics, customer needs, and competitive insights; continually identify growth opportunities and determine prioritization
• Modernize Mastercard’s Consumer Reporting Agency (CRA) platform to ensure it is future ready, high performing, and optimized for rapid innovation
• Drive growth of Mastercard Credit Intelligence through Open Finance, expanding adoption and fueling new solution development
• Co create new lending and credit risk solutions with strategic partners, shaping differentiated, market leading offerings
• Embed Mastercard’s lending solutions within key platforms and ecosystems to make it seamless for lenders to access, adopt, and scale Mastercard capabilities

Benefits

• Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.
• Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

What This Job Offers

• Job Type: Full-time
• Career Level: Director
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees