Director, Private Credit Financing

BMO•New York, NY

1d•$275,000

About The Position

The Director, Private Credit Financing will serve as a senior execution and credit lead within the Private Credit Financing (“PCF”) platform. The role is responsible for day‑to‑day structuring, execution, credit diligence, documentation review, and ongoing monitoring of private credit financing transactions, working closely with the Private Credit Financing team, and internal risk partners. The position is designed to support the scaling of the Private Credit Financing business as transaction volumes and complexity increase, while maintaining appropriate underwriting standards, structural discipline, and risk oversight. The Director will play a critical role in reducing execution bottlenecks, acting as a second line of defense on credit and structure, and enabling the platform to run multiple complex transactions in parallel. The Private Credit Financing team sits within Global Markets – Global Origination and is responsible for originating, structuring, and executing secured financing solutions for private credit managers, asset managers, insurance platforms, and other institutional investors.

Requirements

Typically, between 3 and 5 years of relevant experience and postsecondary degree in related field of study or an equivalent combination of education and experience.
Significant experience in private credit financing, structured credit, or asset‑based lending
Strong understanding of private credit asset classes, portfolio construction, and risk drivers
Deep familiarity with borrowing base structures
Working knowledge of leveraged finance, structured lending, and secured credit documentation
Strong understanding of bank credit risk management and approval processes
Proven ability to independently execute and manage complex financing transactions
Strong credit judgment and attention to structural detail
Excellent written and verbal communication skills, with ability to engage effectively with senior stakeholders
Strong analytical skills, including modeling and portfolio analysis
Ability to manage multiple transactions simultaneously in a fast‑paced environment
Demonstrated ability to mentor junior professionals and support team development

Responsibilities

Act as primary day‑to-day execution lead on private credit financing transactions
Structure and maintain complex borrowing bases across diversified private credit portfolios
Analyze collateral eligibility, advance rates, concentration limits, and structural protections
Coordinate transaction execution across internal stakeholders, including Legal, Risk, Operations, and Accounting
Support agented and non‑agented facility execution, syndication, and amendments
Perform credit diligence on private credit portfolios
Serve as a second line of defense on credit structure, underwriting quality, and documentation
Identify and escalate emerging risks, concentration issues, or structural weaknesses
Support internal credit approvals, renewals, and ongoing reviews
Lead detailed review and negotiation of term sheets, credit agreements, and borrowing base definitions
Ensure documentation accurately reflects approved credit terms, risk mitigants, and operational mechanics
Coordinate with internal and external counsel to drive timely and risk‑appropriate execution
Oversee ongoing monitoring of financed portfolios, including borrowing base compliance, covenant performance, and collateral quality
Review periodic reporting from borrowers and servicers
Support amendments, and waivers as needed
Assist with internal management reporting and ad hoc risk inquiries
Provide training, oversight, and mentorship to junior team members and matrixed resources
Partner closely with Corporate Banking, Global Structured Finance, Risk, Legal, and Operations
Support scalability of the platform through process improvement and knowledge transfer