Director of Lending

Argent Federal Credit Union • Chester, VA

401d

About The Position

The Director of Lending at Argent Federal Credit Union is responsible for overseeing the loan origination, decisioning, processing, funding, and servicing of consumer and real estate loans. This role involves managing the lending staff, ensuring compliance with regulations, and achieving production and service quality standards. The Director will also provide strategic input to senior management and coach staff to meet lending goals while maintaining a focus on risk management and credit quality.

Requirements

• Proven experience in lending management, particularly in consumer and real estate loans.
• Strong understanding of loan origination, processing, underwriting, and servicing.
• Knowledge of applicable laws and regulations, including the Bank Secrecy Act and the Patriot Act.
• Excellent leadership and team management skills.
• Ability to analyze market trends and adjust strategies accordingly.
• Strong risk management and credit quality assessment skills.

Nice To Haves

• Experience with technological solutions in loan processing.
• Advanced degree in finance, business administration, or a related field.

Responsibilities

• Plan, direct, and supervise workflows of loan origination, decisioning, processing, funding, and servicing of all consumer and real estate loans.
• Manage the daily operations of the Consumer Loan and Mortgage department staff, including direct supervision of consumer loan officers and mortgage loan officers.
• Ensure efficient loan processing, underwriting, closing, and funding practices.
• Incorporate technological solutions to increase efficiency in loan processing.
• Monitor consumer loan and real estate workflows and adjust resources to maintain service delivery standards.
• Provide input to Senior Management regarding lending goals and coach staff to achieve those goals.
• Observe marketplace trends and recommend changes for improved performance.
• Maintain knowledge of consumer and mortgage loan programs and ensure compliance with policies and regulations.
• Underwrite loans within Board-approved limits and established guidelines.
• Oversee loan servicing research requests and correct loans as needed.
• Direct, motivate, measure, and coach the activities of direct reports.
• Conduct performance evaluations and provide recommendations for career development.
• Enhance knowledge and skills through available internal and external resources.

Benefits

• Health insurance coverage
• 401k retirement plan
• Paid holidays
• Professional development opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Industry: Credit Intermediation and Related Activities
• Education Level: No Education Listed