We are seeking a talented and strategic Data Scientist to join our team and take ownership of our model development, selection, and optimization, with a focus on fraud and risk. In this critical role, you will be responsible for overseeing, maintaining, and evolving our current in-house models using machine learning techniques. You will also play a key part in shaping our long-term fraud and risk strategy, including evaluating and potentially integrating third-party models to complement our homegrown offerings. The ideal candidate is a strong data scientist who has applied those skills to fraud and risk decisioning in finance. They possess a proven ability to translate complex data into actionable business insights and effectively communicate with internal and external stakeholders. This role will have a strong product bias, but will also have a significant client-facing component in working with our customers to maximize their product performance.