Director of Analytics, Credit Products

Brigit • San Francisco, CA

81d • $190,000 - $220,000

About The Position

We’re looking for an experienced Director of Analytics for Credit Products to lead the analytical strategy and execution for our portfolio of credit products. This is a high-impact leadership role that sits at the intersection of product strategy, finance, engineering, data science and analytics. You will be responsible for driving analytical rigor across our credit products, improving visibility into the health of our credit portfolio, and uncovering the key drivers of risk and performance. You’ll manage a team of analysts embedded within credit product pods, ensuring they are empowered, excel technically, and aligned to strategic goals. You will also be a key partner to the Chief Risk Officer and Finance teams, helping shape credit strategy, capital planning, and portfolio performance management through data-driven insights.

Requirements

• 8+ years of experience in analytics, credit risk, or data science roles, with at least 3+ years in a leadership capacity.
• Deep understanding of product analytics, credit risk dynamics, loan performance metrics, and financial product P&Ls.
• Proven ability to manage and develop analytics teams in a fast-paced, cross-functional environment.
• Advanced analytical skills and fluency with SQL; familiarity with Python/R a plus.
• Exceptional communication skills, with the ability to distill complex analysis into clear narratives for executive audiences.
• Experience working in fintech, lending, or a consumer SAAS strongly preferred.

Responsibilities

• Lead Analytics for Credit Products
• Own the analytical vision and strategy for Brigit’s credit products, ensuring that business decisions are grounded in robust data and insights.
• Partner with Product, Credit Risk, Finance, and Data Science to define and track key metrics that inform product health and portfolio performance.
• Enhance Visibility and Risk Understanding
• Develop frameworks, dashboards, and reporting to improve portfolio risk and overall performance, including delinquency trends, cohort performance, and risk drivers.
• Identify emerging credit risks and portfolio trends, communicate insights to senior leadership, including the Chief Risk Officer and Finance team.
• Drive Analytical Rigor
• Establish high standards for analysis, experimentation, and modeling to support product optimization, underwriting strategy, and pricing decisions.
• Ensure consistency and quality across analytical outputs from embedded analysts.
• Team Leadership & Development
• Manage and grow a team of high-performing analysts embedded in product pods focused on credit risk products.
• Mentor analysts on technical skills, business acumen, and stakeholder communication.
• Foster a collaborative, impact-oriented analytics culture that scales as the business grows.
• Strategic Partnership
• Act as a key thought partner to the Chief Risk Officer and Finance leadership, influencing product roadmaps, credit strategy, and capital planning with data-driven insights.
• Support strategic initiatives such as new product launches, underwriting enhancements, and risk mitigation strategies.

Benefits

• Medical, dental, and vision insurance
• Flexible PTO Policy
• 401k plan
• Paid Parental Leave
• Physical and mental wellbeing benefits including Wellhub for access to virtual workouts and discounted gym memberships, and Headspace for covered virtual therapy sessions and unlimited on demand health support
• Monthly reimbursements to use against wifi and cell phone bills
• Annual reimbursement for Learning & Development

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Bachelor's degree
• Number of Employees: 51-100 employees