Digital Loan Officer

HR Consulting Solutions LLC • Paducah, KY

7d

About The Position

River Valley AgCredit is seeking a motivated, self-driven Digital Loan Officer to help grow our lending portfolio through online and virtual channels. This is not a traditional lending role. You will be actively engaging with inbound opportunities, building relationships remotely, and converting digital leads into long-term customers. This role is ideal for someone who is eager to grow, comfortable working independently, and excited about combining sales, service, and finance in a modern lending environment.
What you will do
This position is located in Paducah, KY. You will connect with prospective customers through online applications, phone inquiries, and digital channels, identify their financial needs, and guide them through loan options.
You will analyze financial information, structure loan proposals, and make or recommend credit decisions within your authority. You will also manage your loan portfolio to ensure strong performance and sound lending practices.
In addition, you will contribute to business development efforts by promoting loan products, building relationships, and supporting marketing initiatives that drive loan volume and market growth.
This role also supports residential and lifestyle lending, with a focus on growing loan production and expanding River Valley AgCredit’s presence in the market.
What makes this role unique
This is a highly digital, relationship-driven position. Most customer interaction happens virtually, so responsiveness, communication, and service quality are critical to success.
You will be trusted to manage your pipeline and take ownership of your results. The opportunity is there. Your success will depend on your drive, follow-through, and ability to build relationships.
What we are looking for
We are open to candidates with either a marketing or lending background. Direct lending experience is a plus, but not required for the right person. Experience in agriculture, finance, or business is strongly preferred.

Requirements

• A self-starter who takes initiative and ownership
• Highly responsive and service-oriented
• Detail-oriented with strong follow-through
• Comfortable working in a digital and remote communication environment
• Skilled at building relationships and communicating effectively
• Driven to grow, produce, and succeed

Nice To Haves

• Direct lending experience is a plus
• Experience in agriculture, finance, or business is strongly preferred

Responsibilities

• Connect with prospective customers through online applications, phone inquiries, and digital channels, identify their financial needs, and guide them through loan options.
• Analyze financial information, structure loan proposals, and make or recommend credit decisions within your authority.
• Manage your loan portfolio to ensure strong performance and sound lending practices.
• Contribute to business development efforts by promoting loan products, building relationships, and supporting marketing initiatives that drive loan volume and market growth.
• Supports residential and lifestyle lending, with a focus on growing loan production and expanding River Valley AgCredit’s presence in the market.

Benefits

• Competitive compensation along with commission and bonus opportunities tied to both individual and team performance.
• Generous PTO including vacation and sick time
• 12 paid holidays
• Medical, dental, and vision insurance
• 401k retirement plan with 3 percent automatic contribution plus up to 6 percent match
• Company provided life insurance
• Disability coverage

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed