Decisioning Platform and Credit Risk Analyst

Avant • Chicago, IL

49d • $60,000 - $80,000 • Hybrid

About The Position

We are seeking an enthusiastic and detail-oriented Analyst to join our team. This entry-level position is ideal for recent graduates looking to start a career in credit risk management or technology, with the primary duties of the position revolving around decisioning platform management, with a secondary focus on credit risk analytics.

Requirements

• Bachelor's Degree in a quantitative or analytical field (e.g. Math, Engineering, Statistics, Computer Science) or equivalent experience.
• Strong analytical and problem-solving skills with comfort working with structured data.
• Excellent attention to detail, process management, and organizational skills.
• Proficiency with SQL and Python.
• Ability to translate business requirements into logical steps or rule configurations.
• Strong communications skills, including ability to explain technical concepts to non-technical partners.
• Curiosity and willingness to learn credit risk concepts and decisioning system architecture.

Nice To Haves

• Familiarity with logic-based systems, workflow tools, or decision engines (especially Decisions.com) is a plus.

Responsibilities

• Support day-to-day management and maintenance of the decisioning platforms for the loan and credit card products.
• Assist with building, updating, and testing decision rules, workflows, and data integrations.
• Conduct routine quality assurance checks to ensure rule accuracy and system logic aligns with credit policies.
• Troubleshoot platform issues, identify root causes and collaborate cross functionally to resolve any issues.
• Assist in analyzing credit risk and performance trends for new and existing portfolios of Credit Card and Personal Loan products.
• Conduct detailed financial analysis and credit assessments to measure impact of new rules or policies.
• Prepare comprehensive reports on credit risk exposure and portfolio performance.
• Collaborate with senior analysts to develop risk mitigation strategies.
• Support the development of credit risk models and tools to evaluate effectiveness and accuracy.

Benefits

• Choice of great Medical, Dental, and Vision Insurance Plan options
• 401(k) match
• Flexible Time Off
• Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
• Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
• Lunch Allowance (Fooda) and In-office Snacks
• Summer Fridays
• Fun In-Office and Virtual Social Events

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 11-50 employees