Dealer Lending Audit Analyst

Toyota North America•Plano, TX

14d

About The Position

Overview Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time Who we’re looking for Toyota’s Dealer Lending Department is looking for a passionate and highly motivated Dealer Lending Audit Analyst. The primary responsibility of this role will be to analyze multiple (TFS/LFS/PLG/BPSFS) dealer portfolios for their inventory in advance, during, and after their scheduled audits. The analysts review frequency schedules, new and outgoing dealer business, as well as reviewing and processing wires, as necessary. This role requires professional communication, both written and verbal, with a variety of stakeholders invested in all areas of commercial business. The analyst will report to the Dealer Lending Audit Supervisor and will support greater department objectives and metrics for the commercial portfolio.

Requirements

2+ years of commercial auto finance or banking experience required
Bachelor’s degree required, preferably in finance, business administration, or related fields or equivalent work experience
Ability to see connections, trends, and patterns that are not immediately obvious to others.
Ability to understand, integrate, and implement workflow and analytic solutions and directives as they become available.
Ability to have good follow through on requests for information/support with strong time management.
Know when to escalate issues and can clearly explain situations and provide recommendations to management in a timely fashion.
Process improvement, report creation, and ad-hoc projects that add value to the department and/or company.
Experience working in fast-paced, high-volume environments while maintaining accuracy, focus, and composure under pressure.

Nice To Haves

Previous experience with DataScan systems such as Wholesale Intelligence (WI)and Audit Intelligence (AI) (On-Site).
Advanced proficiency in Microsoft Suite with a focus in Excel including experience with formulas, Pivot Tables, and Macros.

Responsibilities

Communicate with audit vendor and internal stakeholders on items including past due payments, poor audit results, following for new Landlord’s Waivers, identification of duplicate flooring, etc.
Conduct thorough reviews of intercompany transactions between TMCC and TFSB to ensure accurate accounting reconciliation and adherence to Regulation W compliance standards.
Review and process daily reports and audit schedules. Ensure requested documents are provided in a timely manner and filed accordingly.
Communicate with Regions regarding incoming and outgoing (wholesale acquisitions and defections) dealer business, including working with other lenders to ensure smooth handoff for impacted dealers.
Collaborate with Field Sales team and call attention to higher risk/unusual situations. Build direct relationships with the dealerships in coordination with the Sales team. Must be able to clearly articulate the situation to management.
Ensure accurate and timely processing of wire transfers in compliance with established policies and procedures. Inventory lines are updated and process incoming and outgoing wires as applicable for each dealer transaction.
Work with Risk management in support of sold out of trust situations, heightened risks, or unusual situations to mitigate potential losses and escalate issues that warrant the Risk team’s involvement.

Benefits

A work environment built on teamwork, flexibility, and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services, adoption, childcare, schools and more
Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
Relocation assistance (if applicable)