Dealer Commercial Services Senior Underwriter

Santander Bank • Austin, TX

107d • $82,500 - $145,000 • Remote

About The Position

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities.

Requirements

• Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field.
• 9+ Years Financial analysis, structuring, underwriting and portfolio management.
• Commitment to excellent customer service - responds promptly to customer needs, professional interactions with customers.
• Extensive decision-making and analytical skills to evaluate information, determine risks, and consider benefits.
• Communication skills, responds well to questions and demonstrates comfort with group presentations.
• Proficient knowledge of Microsoft Word, Microsoft Excel, and Microsoft Outlook.
• Detail Oriented.
• Categorical understanding of the lending process.
• Capable of preparing findings reports.
• Ability to handle multiple files simultaneously.
• Ability to provide leadership in the market by being a positive contributor to the team.
• Self-starter with ability to work in a fast-paced team-oriented environment.

Nice To Haves

• Experience with Auto Syndications.
• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

• Manage credit risk by reviewing and properly weighing all aspects of more complex applications.
• Serve as a key resource for underwriters and loan originators for the Dealer Commercial Services business.
• Underwrite loans by analyzing business history, financials, and loan collateral.
• Maintain loan relationships with a variety of customers by structuring and discussing recommended best loan plans.
• Monitor department portfolio ensuring all financials are up to date.
• Review loan inquiries and respond to client requests in case manager is absent.
• Review past due reports and notes coming due.

Benefits

• Base Pay Range Minimum: $82,500.00 USD
• Base Pay Range Maximum: $145,000.00 USD
• Santander Benefits - 2025

What This Job Offers

• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree