Dealer Commercial Services Senior Underwriter

Santander Bank • Dallas, TX

130d • $82,500 - $145,000

About The Position

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities.

Requirements

• Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field.
• 9+ years of financial analysis, structuring, underwriting, and portfolio management experience.
• Commitment to excellent customer service.
• Extensive decision-making and analytical skills to evaluate information and determine risks.
• Strong communication skills and comfort with group presentations.
• Proficient knowledge of Microsoft Word, Excel, and Outlook.
• Detail-oriented with a categorical understanding of the lending process.
• Ability to handle multiple files simultaneously.
• Self-starter with the ability to work in a fast-paced team-oriented environment.

Nice To Haves

• Experience with Auto Syndications.
• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

• Manage credit risk by reviewing and weighing all aspects of complex applications.
• Serve as a key resource for underwriters and loan originators for the Dealer Commercial Services business.
• Underwrite loans by analyzing business history, financials, and loan collateral.
• Maintain loan relationships with a variety of customers by structuring and discussing recommended best loan plans.
• Monitor department portfolio ensuring all financials are up to date.
• Review loan inquiries and respond to client requests in case manager's absence.
• Review past due reports and notes coming due.

Benefits

• Base Pay Range Minimum: $82,500.00 USD
• Base Pay Range Maximum: $145,000.00 USD

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree