Data Scientist II

Truist Bank • Charlotte, NC

11d

About The Position

Seeking highly motivated data scientist with strong analytical skills and prior experience in Card fraud strategies. Responsibilities will include performing advanced analyses utilizing multiple systems and databases to identify fraud patterns, mitigate risk, optimize decisioning strategies and minimize customer impact; partner with product, operations and technology teams to deliver real business impact; communicate with executive leadership and key stakeholder's risk observations and strategy performance; play significant roles in large-scale initiatives. Act as a resource for teammates with less experience. Perform sophisticated analytics (statistical and predictive analytics, machine learning modeling, etc.) to provide actionable insights that improve business outcomes and minimize risk and also provide consultation to business leaders and other stakeholders on how to leverage analytics insights and build strategies around analytics.

Requirements

• Bachelor’s degree and four or more years of experience in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering, or equivalent education and related training
• Exhibit understanding of statistical methods, including a broad understanding of classical statistics, probability theory, econometrics, time-series, and primary statistical tests
• Familiarity with linear algebra concepts for optimization, complex matrix operations, eigenvalue decompositions, and principal components; working knowledge of calculus/differential equations, with understanding of stochastic processes
• Demonstrate understanding of data cleansing and preparation methodologies, including regex, filtering, indexing, interpolation, and outlier treatment
• Strong familiarity with data extraction in a variety of environments (SQL, JQuery, etc.)
• Working knowledge of Hadoop, Pig, Hive, and/or NoSQL, Spark
• Experience in managing multiple projects with tight deadlines in a collaborative environment

Nice To Haves

• Master’s degree or PhD in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering
• Four years of relevant work experience if candidate lacks graduate degree
• Previous experience in the banking or fin-tech industry
• Experience with real-time decisioning platforms or fraud tools.
• Knowledge of payment networks, issuer/acquirer processes, or financial services regulations.

Responsibilities

• Independently perform sophisticated data analytics (ranging from classical econometrics to machine learning, neural networks, and natural language processing) in a variety of environments using structured and unstructured data.
• Produce compelling data visualizations to communicate insights and influence outcomes among a wide array of stakeholders.
• Take accountability and ownership of end-to-end data science solution design, technical delivery, and measurable business outcome.
• Engage in stakeholder meetings to identify business objectives and scope solution requirements.
• Independently write, document, and deploy custom code in a variety of environments (Python, SAS, R, etc.) to create predictive analytics applications.
• Use, maintain, share and collaborate through Truist internal code repositories to foster continual learning and cross-pollination of skillsets.
• Actively research and advocate adoption of emerging methods and technologies in the data science field, with the eye of continually advancing Truist’s capabilities.
• Exercise sound judgment and foster risk management culture throughout design, development, and deployment practices; partner with cross-functional teams to coordinate rules on data usage, data governance and analytics capabilities.

Benefits

• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees