SavvyMoney is a leading San Francisco East Bay fintech company. We provide integrated credit score and personal finance solutions to 1,500 + bank and credit union partners nationally. The SavvyMoney solutions integrate with more than 43 digital banking platforms. SavvyMoney was recently recognized by the San Francisco Business Times and the Silicon Valley Journal as one of the 'Top 25 Places to Work in the San Francisco Bay Area' and is an Inc. 5000 Fastest Growing Company. We’re headquartered in Dublin, CA, and offer a flexible hybrid work environment that blends in-office collaboration with the freedom of remote work. We are seeking a seasoned Data Scientist to join our team and lead initiatives in predictive modeling, personalization, and AI-driven financial recommendations. This individual will play a key role in building models that power personalized marketing, loan offers, credit improvement strategies, and next-best-action recommendations. The role requires expertise in data analysis to uncover business opportunities, traditional machine learning methods (tree-based models, neural networks) and emerging techniques, including Large Language Models (LLMs). You will collaborate closely with engineering to deploy models into scalable, low-latency production environments, as well as work with business and product stakeholders to generate ad-hoc analytics and actionable insights.