Data Credit Risk Analyst

Security Finance • Spartanburg, SC

35d • Onsite

About The Position

We're looking for a Credit Risk Analyst to join our team! In this role, you will have the opportunity to aid in the development of risk models, perform statistical analysis, portfolio credit risk analysis, and stay current with the credit risk industry as well as using tools such as SQL and Excel to extract and analyze data, monitor credit performance, forecast losses and provide direction in critical business decisions.

Requirements

• Experience: 3+ years in financial analysis or risk analysis, experience in the consumer loan or auto finance industry is a plus
• Location: Must live in one of the following States: AL, GA, ID, LA, MO, OK, SC, TN, TX, UT, or WI.
• Technical Skills:
• Proficient in SQL for data analysis and extraction.
• Strong Excel skills with the ability to parse and analyze large datasets.
• Computer literate with strong MS Office skills.
• Analytical & Communication Skills:
• Excellent organization, analytical, and problem-resolution skills.
• Strong ability to communicate effectively with all levels of the company, including field, corporate, and executive teams.
• Education: A Bachelor's degree in Accounting, Economics, or Finance is preferred.

Nice To Haves

• experience in the consumer loan or auto finance industry is a plus
• A Bachelor's degree in Accounting, Economics, or Finance is preferred.

Responsibilities

• Perform ongoing analysis of the company's various credit programs.
• Assist in developing and monitoring metrics company and affiliates metrics
• Complete quarterly static pool analysis.
• Prepare Company performance reports, profit analysis, credit loss analysis, and credit loss and profit forecasts
• Develop insights to support underwriting strategies
• Extract and analyze large datasets using SQL and Excel
• Determine conclusions, present analysis, and recommend actions
• Develop and maintain operational reports to monitor Company performance
• Coordinate the preparation and presentation of analysis and reports to corporate leadership team
• Prepare ad-hoc reports as requested by various company departments or executives
• Collaborate with third-party vendors, manage existing products, review potential future products, evaluate vendor product cost proposals, review vendor success metrics and coordinate the integration of approved products
• Maintain strong relationships with other departments to obtain necessary data
• Provide assistance to other departments as needed
• Maintain prompt and regular attendance

Benefits

• TOP-of-the-line training - We are committed to helping you build a solid foundation and do your job to the best of your abilities.
• An EXCELLENT benefits bundle that includes medical insurance (minimal cost to the employee), dental, life insurance, short-and long-term disability, profit sharing, 401k with company matching, and paid sick, holiday, and vacation time.
• Community Service - As a company, we are pro-active members of the community. We make ongoing contributions to charities, local food banks, educational institutions, and more.
• Growth Potential - We believe in fostering our employees' talents and providing a pathway for their individual career story.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Securities, Commodity Contracts, and Other Financial Investments and Related Activities
• Number of Employees: 1,001-5,000 employees