QCHI / LendNation is looking for an experienced Data Analyst / Data Scientist to join our Marketing team. This is an experienced Data Analyst / Data Scientist who can independently drive high-impact analysis and shape strategic decisions. This role is not entry-level. The ideal candidate brings proven experience in online lending analytics, fraud detection, and credit risk performance management-preferably in subprime or alternative financial services. This role owns analytic projects end-to-end: defining objectives, extracting and validating data, performing analysis, presenting findings, and ensuring recommendations are adopted. The individual will partner with underwriting, marketing, product, and external vendors to quantify risk, identify growth opportunities, and improve portfolio performance. Success in this role means translating complex analysis into clear, persuasive recommendations that directly influence strategy, decisioning, and financial outcomes. The right candidate will be: Experienced in credit and fraud analytics, not just reporting Able to challenge assumptions and propose analytical solutions Self-directed, accountable, and comfortable prioritizing multiple workstreams