Credit Underwriting Manager - C12 - Remote

Citigroup • O'Fallon, MO

253d • $90,080 - $135,120 • Remote

About The Position

The Credit Underwriting Manager provides full leadership and supervisory responsibility. Provides operational/service leadership and direction to team(s). Applies in-depth disciplinary knowledge through provision of value-added perspectives. May contribute to the development of new techniques, processes, procedures, and plans within area of expertise. Strong communication and diplomacy skills are required. Generally has responsibility for volume, quality, timeliness of end results and shared responsibility for planning and budgets. Work affects an entire area, which eventually affects the overall performance and effectiveness of the channel. Full supervisory responsibility, ensuring motivation and development of team through professional leadership to include duties such as performance evaluation, compensation, hiring, disciplinary and terminations as well as direction of daily tasks and responsibilities.

Requirements

• 5-8 years previous Mortgage Credit Analysis experience required.
• Extensive mortgage industry knowledge related to credit worthiness, regulatory requirements and agency guidelines is required.
• Knowledge of mortgage documentation including closing and post-closing documents.
• Correspondent Lending experience preferred.
• Working knowledge of reporting and presentation skills is a plus.
• Bachelor's/University degree or equivalent experience.

Responsibilities

• Performs oversight of Client Excellence Team within Correspondent channel that supports sellers through the prepurchase review process.
• Supports the Correspondent Account Executives in their initiatives against volume goals.
• Responsible for managing Risk and Controls and maintaining quality expectations set forth by the organization.
• Monitors capacity against established plans and forecasts.
• Integrates in-depth credit operations knowledge with a solid knowledge of industry standards and practices.
• Uses sound judgment to complete more complex credit transaction reviews.
• Performs analysis of credit and investor delivery quality on mortgage transactions.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets.
• Drives compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices.
• Escalates, manages and reports control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Benefits

• Medical, dental & vision coverage
• 401(k)
• Life, accident, and disability insurance
• Wellness programs
• Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree